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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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16 Highview Terrace , Belfast, ME 04915
$450,000
Est. Payment: $2,321.81/mo
2 Bed
2 Bath
1925 Sqft
Status: pending | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Opportunity Is Now, to own a quintessential Maine Cottage, just moments from downtown Belfast and steps to the beach. This wonderful development was built around the shores of Penobscot Bay, perfectly named, Highview Terrace. You are only steps away from the beach and ocean here at #16! Enjoy wonderful walks along the beach, kayak Penobscot Bay and appreciate all of the amenities the waterfront provides. This home has lovely Maine Cottage charm. Relax in the sunporch which is South facing, offering views of the water. The living room offers limited views, the warmth of a woodstove, built-ins and a bay window facing the water. Well appointed kitchen; spacious dining room and a separate, spacious flex room ideal as a family room, could be used as theater, office or additional sleeping quarters. The home offers good flow, allowing effortless movement from the kitchen to the dining room, living room, family room and sunroom, all easily accessed. Primary bedroom offers a full bathroom and closet. The 2nd bedroom is average size, also offers a closet; full bath. There is a wonderful cedar closet and additional storage throughout. A water facing deck is off the living room, and this time of the year it'll be hard to leave it. Ocean breezes will keep you in a tranquil state of mind. Attached 2-car garage, also has a woodstove (not used for some time); entry to house flows past built in storage in the hall as you enter towards the kitchen. Full basement has appreciated the work of T.C. Hafford, with an encapsuled sump pump, making the space usable. The laundry is here as well as a separate room that could be used for a number of things. A separate shop in the rear of the lot, could be a wonderful workshop. Electricity and windows. A garden shed and whole house generator rounds out the notable attributes. Do not delay, folks, whether this becomes your year-round home or seasonally occupied cottage, it is one of a kind. Call Today. Tenant occupied through August.

Highlights

Listed by Roland Littlefield , 207-338-6000 and Frances Riley , 207-323-7000 United Realty , 207-338-6000. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.59

Year Built

1971

County

Waldo

School District

Rsu 20

Listing ID

1669371

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Dryer, Refrigerator, Washer, Cable,DSL,Generator,Internet Access Available,Other
Floor:Laminate,Tile
Above Ground Sq Ft:1925
Below Ground Sq Ft:0
Basement:Interior Entry,Full,Sump Pump,Unfinished
Other:1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Bathtub,One-Floor Living,Shower,Storage,Primary Bedroom w/Bath
Other:Public

Exterior Features

Lot:Near Town,Neighborhood,Level,Open Lot,Landscaped
Zoning:SRSPRT AV WTRFNT
Roof:Shingle
Sewer:Private Sewer
Parking Features:Paved,5 - 10 Spaces,On Site,Garage Door Opener,Inside Entrance,Heated Garage
Principal Interest
$2,322
Taxes
$598

Home Price

$450,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,321.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,321.81 $597.92 $0.00 $2,919.72
Yearly $27,861.68 $7,175.00 $0.00 $35,036.68
Total $835,850.47 $215,250.00 $0.00 $1,051,100.47

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Belfast, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T07:29:11.000Z

© 2026 Maine Real Estate Information System, Inc.

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