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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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263 Water St , Gardiner, ME 04345
$425,000
Est. Payment: $2,192.82/mo
0 Bed
3 Bath
4400 Sqft
Status: pending | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 263 Water Street in the heart of downtown Gardiner. The ground floor is anchored by a well known long standing store called Monkitree. The 2nd floor apartment is leased. But the upper unit. Wow! Over 2000sf of ideal live/work space! The local culture and atmosphere are inspiring with vibrant businesses and a community feel. This property operates with minimal landlord maintenance. The current sellers have been inspiring to many as they meticulously upgraded their historic building keeping preservation always in mind. In this downtown area, this is the only building that has a covered car parking space. The combination of residential and commercial space provides investors with diversified cash flow and long-term potential. Leases and a list of upgrades and improvements available.

Highlights

Listed by Geraldine Doyle , 207-592-0566 Rizzo Mattson , 207-622-9000. Maine Real Estate Information System, Inc. mls logo

Property Type

Multi-Family

Lot/Acreage
0.04

Year Built

1865

County

Kennebec

School District

Rsu 11/Msad 11

Listing ID

1671706

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:3
  • Full Bathrooms:2
Air Cond:Heat Pump
Fireplaces:
Floor:Wood
Above Ground Sq Ft:4400
Below Ground Sq Ft:0
Basement:Exterior Entry,Walk-Out Access,Unfinished,Brick/Mortar
Other:Shower
Other:Public

Exterior Features

Lot:Historic District,Intown,Sidewalks
Zoning:Historic District
Roof:Membrane
Sewer:Public Sewer
Parking Features:No Driveway,1 - 4 Spaces,Off Site,Carport
Principal Interest
$2,193
Taxes
$455

Home Price

$425,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,192.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,192.82 $454.50 $0.00 $2,647.32
Yearly $26,313.81 $5,454.00 $0.00 $31,767.81
Total $789,414.33 $163,620.00 $0.00 $953,034.33

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Gardiner, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T05:33:23.000Z

© 2026 Maine Real Estate Information System, Inc.

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