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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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12 Spruce Gum Ln , Georgetown, ME 04548
$355,000
Est. Payment: $1,831.65/mo
2 Bed
1 Bath
1200 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Just in time for Summer! Tucked along a quiet, coastal lane in Georgetown, this charming retreat offers something that's getting harder and harder to find: simplicity, character, and a true connection to the water. With 2 bedrooms, 1 full bathroom, and just over 1,200 square feet, this 1950-built cottage feels both cozy and functional. 12 Spruce Gum Lane is ideal as a low-maintenance primary residence, weekend escape, or income-producing rental. But the real magic here isn't just inside. A deeded right-of-way to Harmons Harbor gives you direct access to the kind of Maine lifestyle people come here chasing. Imagine morning coffee with salt air, spontaneous kayak or paddleboard launches, and evenings that stretch just a little longer by the water. Set on a manageable lot along a private road, the property offers a mix of open and wooded surroundings. Small but mighty, it feels private enough to feel like an escape, without the upkeep that comes with larger parcels. And when you do feel like venturing out, you're just minutes from some of Midcoast Maine's most loved destinations including Five Islands Wharf, Reid State Park, and miles of preserved land, trails, and shoreline. Whether you're looking for a smart investment, a coastal getaway, or a place to slow things down (just a little), this one quietly checks all the boxes.

Highlights

Listed by Natasha Williams , 603-724-0815 Portside Real Estate Group , 207-204-0465. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.1

Year Built

1950

County

Sagadahoc

Listing ID

1669833

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Microwave, Gas Range, Refrigerator, Internet Access Available
Air Cond:Window Unit(s)
Fireplaces:
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1200
Below Ground Sq Ft:0
Basement:Exterior Entry,Crawl Space,Unfinished
Other:Bathtub,Pantry,Shower
Other:Private,Well

Exterior Features

Lot:Near Public Beach,Rural,Level,Open Lot,Rolling Slope,Landscaped
Zoning:Rural
Roof:Pitched,Shingle
Sewer:Private Sewer,Septic Design Available,Septic Tank
Parking Features:Common,Gravel,1 - 4 Spaces,Off Street
Principal Interest
$1,832
Taxes
$81

Home Price

$355,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,831.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,831.65 $80.92 $0.00 $1,912.56
Yearly $21,979.77 $971.00 $0.00 $22,950.77
Total $659,393.15 $29,130.00 $0.00 $688,523.15

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Georgetown, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T05:33:23.000Z

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