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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3738 37 & 38 South Dyers Cove Rd , Harpswell, ME 04079
$1,250,000
Est. Payment: $6,449.46/mo
3 Bed
3 Bath
2359 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

An exceptional opportunity to own two oceanview homes on neighboring lots along Harpswell's highly sought-after coastline. Thoughtfully positioned to capture expansive, unobstructed water views, this distinctive offering includes a primary residence, a guest or income-producing cottage, and 150 feet of owned waterfront on Quahog Bay, complete with a deep-water dock and float--well suited for boating, kayaking, or simply enjoying the quiet beauty of the Maine coast. The main home is a bright and inviting ranch offering two bedrooms and two full bathrooms. The open kitchen, dining, and living area creates a natural gathering space, with large windows that bring in the surrounding views. Water vistas can be enjoyed from nearly every room, while the generous deck off the living area extends the living space outdoors with ease. The grounds are carefully maintained, adding both privacy and a welcoming setting. A two-car garage offers ample storage, and the space above provides a sizable studio with elevated ocean views--ideal for a home office, creative workspace, or additional guest space. The home as a whole reflects a comfortable coastal lifestyle with a clean and cohesive design. Just a short distance away, the second residence--built in 2015--adds flexibility as a guest cottage, private retreat, or rental opportunity. This one-bedroom home features an open kitchen and living area filled with natural light, leading to a pleasant sitting deck with calm water views. Its placement takes full advantage of the surrounding landscape, offering a peaceful and functional living space that pairs beautifully with the main home. Together, these two homes offer a unique coastal setting--ideal for sharing with family and friends, welcoming guests, or making the most of time spent by the Maine shoreline.

Highlights

Listed by Kelsie Labbe , 207-837-9315 and Jean Calderwood , 207-725-8522 Coldwell Banker Realty , 207-725-8522. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.63

Year Built

1985

County

Cumberland

School District

Rsu 75/Msad 75

Listing ID

1659717

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Electric Range, Refrigerator, Washer, Internet Access Available
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Laminate,Wood
Above Ground Sq Ft:2359
Below Ground Sq Ft:0
Basement:Interior Entry,Daylight,Full,Unfinished
Other:Storage
Other:Private

Exterior Features

Lot:Near Public Beach,Near Shopping,Near Town,Rolling Slope,Landscaped
Zoning:CF1, CF2
Roof:Shingle
Others:Boat Mooring,Deeded,Dock,Oceanfront,Waterfront Deep
Sewer:Private Sewer
Parking Features:Gravel,Paved,1 - 4 Spaces,Detached,Inside Entrance
Principal Interest
$6,449
Taxes
$428

Home Price

$1,250,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,449.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,449.46 $427.83 $0.00 $6,877.30
Yearly $77,393.56 $5,134.00 $0.00 $82,527.56
Total $2,321,806.86 $154,020.00 $0.00 $2,475,826.86

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Harpswell, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T07:29:11.000Z

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