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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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313 Harbor Rd , Swans Island, ME 04685
$425,000
Est. Payment: $2,172.34/mo
4 Bed
2 Bath
1149 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perched high on a hillside overlooking Burnt Coat Harbor, this charming seasonal cottage offers the perfect Swans Island retreat. Built in 1972, it has been lovingly maintained and cherished by the same family for more than 50 years. Designed for relaxed coastal living, the open-concept living and dining area flows seamlessly onto a spacious front deck, where you can take in sweeping harbor views. The main cottage features two bedrooms on the main level, a loft with two additional sleeping rooms, a full bath, a half bath. Enjoy the privacy and tranquility of the wooded setting and views across the boat-filled harbor toward Mount Desert Island. Thoughtful updates include a durable metal roof, new decking, a new well pressure tank, and a new hot water heater, providing comfort and peace of mind for years to come. Guests will appreciate the separate bunkhouse with its inviting screened porch, offering additional space for family and friends. Being sold fully furnished and thoughtfully equipped, this cottage is ready for you to arrive and begin enjoying island life from day one. Swans Island offers quiet charm, sandy beaches, freshwater quarry pond swimming, a variety of community arts events and interesting library events. Located a short distance to preserved historic lighthouse and hiking trails. If you've been dreaming of owning a summer getaway on Swans Island, this welcoming cottage is ready to become your own coastal escape.

Highlights

Listed by Elizabeth Ingebritson , 207-276-3322 The Knowles Company , 207-276-3322. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
3.2

Year Built

1972

County

Hancock

Listing ID

1669863

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dryer, Electric Range, Refrigerator, Washer
Floor:Wood
Above Ground Sq Ft:1149
Below Ground Sq Ft:0
Basement:Not Applicable
Other:Private,Well

Exterior Features

Lot:Rural,Rolling Slope,Wooded
Zoning:Res. Bus
Roof:Metal
Sewer:Private Sewer,Septic Design Available
Parking Features:Gravel,1 - 4 Spaces,On Site
Principal Interest
$2,172
Taxes
$196

Home Price

$425,000

Loan Details

30 yrs
6.604%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,172.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,172.34 $196.33 $0.00 $2,368.67
Yearly $26,068.06 $2,356.00 $0.00 $28,424.06
Total $782,041.80 $70,680.00 $0.00 $852,721.80

Today's Rates

30 Year

6.6%

20 Year

6.21%

15 Year

6.08%

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Market insight data is pulled from the same city as the listing being viewed (Swans Island, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T05:33:23.000Z

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