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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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30 Steamboat Rd , Swans Island, ME 04685
$325,000
Est. Payment: $1,676.86/mo
3 Bed
2 Bath
1920 Sqft
Status: active with contingency | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Assumable mortgage at a rate under 2.5! Escape to the coast in this inviting 3-bedroom chalet on peaceful Swan's Island, tucked six miles off the shores of Maine and capturing stunning vistas of the Atlantic Ocean and surrounding area including Acadia National Park. You can even see the State run ferry coming and going from the Island. Designed to maximize natural light and scenery, this cool and airy retreat offers the quintessential Island experience. The first level allows for one or two offices with additional couch space. Fiber optic internet is available to the home. The first level basement has usable 467 square footage with heating and electric. It awaits your touches for building home equity. The main level in the back features a master bedroom with full bath, a second bedroom and a half bathroom. A cozy kitchen sits at the heart of the home, opening onto a spacious deck--perfect for morning coffee watching eagles, evening sunsets or entertaining with a coastal backdrop. You can look out to the ocean from the open-concept living and dining areas Upstairs is filled with soft natural light and calming treetop or ocean views. The top floor features a large window for viewing pleasures. The loft provides a peaceful getaway. The layout is ideal for year-round use, a seasonal escape or a rental investment. Set on a quiet stretch of the Island and just minutes from local beaches, the working harbor, and scenic hiking trails, this chalet offers both privacy and convenience. Whether you dream of relaxing seaside living or exploring the rugged beauty of Maine's coast, this property delivers a rare chance to own your own Island sanctuary. A charming, move-in-ready Island getaway--your coastal Maine adventure starts here. MORTGAGE SAVINGS- for qualified buyers there's an opportunity to assume an existing VA loan at an amazing low rate and save thousands over the life of the loan.

Highlights

Listed by Amy Spenciner , 607-339-6849 EXP Realty , 888-439-8743. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.08

Year Built

2009

County

Hancock

Neighborhood

N/A

Listing ID

1663016

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dryer, Electric Range, Refrigerator, Washer, Internet Access Available
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Concrete,Laminate,Tile,Wood
Above Ground Sq Ft:1920
Below Ground Sq Ft:0
Basement:Interior Entry,Slab
Other:1st Floor Bedroom
Other:Private,Well

Exterior Features

Lot:Neighborhood,Rural,Rolling Slope,Wooded
Zoning:11 Residential
Roof:Shingle
Sewer:Private Sewer
Parking Features:Gravel,1 - 4 Spaces,On Site
Principal Interest
$1,677
Taxes
$197

Home Price

$325,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,676.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,676.86 $197.00 $0.00 $1,873.86
Yearly $20,122.33 $2,364.00 $0.00 $22,486.33
Total $603,669.78 $70,920.00 $0.00 $674,589.78

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Swans Island, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T05:33:23.000Z

© 2026 Maine Real Estate Information System, Inc.

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