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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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538 Cedar Lake Rd , T3 R9 Nwp, ME 04462
$489,900
Est. Payment: $2,527.67/mo
2 Bed
1 Bath
874 Sqft
Status: active | Days on site: 48
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Escape to the end of the road and discover this waterfront retreat on just over 1 acre with approximately 190 feet of water frontage on Cedar Lake. Enjoy a sandy beach, walk out dock, and expansive deck overlooking the water--ideal for entertaining or relaxing. The camp features a spacious first-floor primary bedroom, full bathroom, full kitchen, heat pump, and cozy wood stove for year-round comfort. A loft provides additional sleeping space for guests, while multiple outbuildings offer convenient storage for recreational gear and equipment. Supplied by a septic system and lake-drawn water, this property combines privacy, functionality, and direct access to all that lake life has to offer. Located at the end of a dead-end road, it's an excellent opportunity to enjoy the peace and recreation of Cedar Lake.

Highlights

Listed by Katelyn Hawkins , 207-403-4123 NextHome Experience , 207-573-7400. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.03

HOA Fee

450 Annually

Year Built

1967

County

Penobscot

Listing ID

1667187

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Gas Range, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:874
Below Ground Sq Ft:0
Basement:Not Applicable
Other:1st Floor Bedroom
Other:Lake Drawn

Exterior Features

Lot:Rural,Level,Landscaped,Wooded
Zoning:LURC
Roof:Shingle
Sewer:Septic Tank
Parking Features:Gravel,5 - 10 Spaces
Principal Interest
$2,528
Taxes
$75
HOA
$450

Home Price

$489,900

Loan Details

30 yrs
6.695%

Down Payment

20%
$97,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,527.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,527.67 $75.08 $450.00 $3,052.76
Yearly $30,332.08 $901.00 $5,400.00 $36,633.08
Total $909,962.55 $27,030.00 $162,000.00 $1,098,992.55

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (T3 R9 Nwp, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T07:29:11.000Z

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