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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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1 Black Island & 93 Birchwood Ln , Winthrop, ME 04364
$995,000
Est. Payment: $5,133.77/mo
3 Bed
1 Bath
1350 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Having been in the same family since the early 1900s, Black Island on Cobbossee Lake is for sale, a very rare gem and opportunity. If you have ever boated to Horseshoe Cove you've been by it; it creates the entrances on both the east and west sides. The 9.5+/- acre island features a beautifully crafted 1989 post and beam 3 BR, 1 BA home finished in V-matched pine and wide pine floors. The house has three generous bedrooms, one on the first floor and two upstairs. The kitchen is open to the large living room and dining room with a brick fireplace. It's a great layout to gather family and friends. The south facing screened porch is large enough for a crowd or a peaceful place to listen to the loons with a cup of coffee or to kick back and enjoy a book. Black Island is surrounded by mostly preserved islands owned by the Kennebec Land Trust which means they aren't developed. The island is a tranquil refuge with two beaches and trails around the island including a rock outcropping which is a favorite swimming spot. Picnic Rock is also part of the property. Access to the island is from Birchwood Association on the west shore in Winthrop. There is a building lot that the sellers own that once had a small seasonal cottage before a tree fell on it; the cottage can be rebuilt to the exact dimensions of the original cottage. Birchwood offers parking and dock space plus trash disposal and drinking water for the Black Island owners. The island house has a three-bedroom septic system and water is piped from the lake; drinking water is brought over. A washer and dryer are also included. Although electric power currently exists via easement, the easement expires with the sale of the property. Buyers may want to explore solar and generator options. The cottage comes furnished and includes an older pontoon boat with 60 hp motor, 16' skiff w/ 25 hp motor, two kayaks and a dock. Island living at its best with permanent mainland access.

Highlights

Listed by Jean Kirkpatrick , 207-441-5611 Rizzo Mattson , 207-622-9000. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
9.5

HOA Fee

1400 Annually

Year Built

1989

County

Kennebec

Neighborhood

Birchwood Campground

Listing ID

1670012

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Electric Range, Refrigerator, Washer
Floor:Wood
Above Ground Sq Ft:1350
Below Ground Sq Ft:0
Basement:Not Applicable
Other:1st Floor Bedroom,Bathtub,Pantry,Shower
Other:Lake Drawn,Seasonal

Exterior Features

Lot:Level,Wooded
Zoning:Shoreland
Roof:Shingle
Sewer:Private Sewer
Parking Features:No Driveway,1 - 4 Spaces
Principal Interest
$5,134
Taxes
$408
HOA
$1,400

Home Price

$995,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,133.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,133.77 $408.33 $1,400.00 $6,942.11
Yearly $61,605.28 $4,900.00 $16,800.00 $83,305.28
Total $1,848,158.26 $147,000.00 $504,000.00 $2,499,158.26

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Winthrop, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T05:33:23.000Z

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