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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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164 Gardners Grove Rd , Belmont, NH 03220
$845,000
Est. Payment: $4,365.22/mo
3 Bed
2 Bath
2575 Sqft
Status: active with contingency | Days on site: 75
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Wake up to sunrise views over Silver Lake from this beautifully positioned waterfront home offering 50 feet of exclusively owned, east-facing shoreline and a level lot with an easy approach to the water. The moment you step inside, your eyes are immediately drawn to the lake through expansive picture windows that frame the view and fill the home with natural light. Designed for gathering and everyday comfort, the open-concept living and dining area flows into the updated kitchen with stainless steel appliances, while the living room is anchored by a cozy gas stove for year-round enjoyment. Hardwood flooring runs throughout the main level, which also features a first-floor primary bedroom and central air conditioning. Upstairs, newly finished space with durable vinyl plank flooring offers exceptional flexibility with a large loft area, additional bedroom, bonus room, and full bath—ideal for guests, a home office, or additional sleeping space. Outside, enjoy lake breezes from the waterside deck with plenty of room to relax or entertain. Additional highlights include a new roof, water filtration system, public sewer, paved parking, and a large 2-car garage with excellent storage for all your lake toys and gear. Silver Lake is one of the Lakes Region’s hidden gems, loved for its clean water, peaceful atmosphere, boating, fishing, kayaking, paddleboarding, and swimming. Whether you’re searching for a year-round residence, vacation retreat, or investment opportunity, this property offers the perfect balance of waterfront living and everyday convenience. Located just 10 minutes to Tilton shopping and dining, 20 minutes to Gunstock Mountain Resort and the Bank of NH Pavilion, and under 2 hours to Boston.

Highlights

Listed by Brie Stephens , Compass New England, LLC , 603-403-5944. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

2006

County

Belknap

School District

Shaker Regional

Listing ID

5082225

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Microwave, Electric Range, Refrigerator, Washer, Electric Stove
Air Cond:Central AC
Fireplaces:
Floor:Hardwood,Vinyl Plank
Above Ground Sq Ft:2575
Basement:Yes,Concrete,Concrete Floor,Crawl Space,Interior Stairs,Interior Access
Other:Level 1: Kitchen/Living,Level 1: Laundry Room,Level 1: Primary Bdm Ste,Ceiling Fan,Dining Area,Kitchen Island,Kitchen/Dining,Kitchen/Living,Primary BR w/ BA,Natural Light,1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Silver Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 50 ft
Zoning:RESIDENTIAL
Roof:Asphalt Shingle
Others:Boat Slip/Dock,Deck,Natural Shade,Porch,Beach Access,Directly Adjoining
Sewer:Public
Parking Features:Auto Open,Direct Entry,Driveway,Garage,Parking Spaces 5 - 10,Paved,Attached
Principal Interest
$4,365
Taxes
$962

Home Price

$845,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$169,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,365.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,365.22 $962.42 $0.00 $5,327.64
Yearly $52,382.62 $11,549.00 $0.00 $63,931.62
Total $1,571,478.64 $346,470.00 $0.00 $1,917,948.64

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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