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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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33 Oak Ave , Effingham, NH 03882
$569,900
Est. Payment: $2,944.07/mo
2 Bed
1 Bath
860 Sqft
Status: active with contingency | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This beautiful seasonal cottage is situated on a level lot featuring 215 feet of private shore frontage on Province Lake. The property offers excellent sunny exposure with beautiful, panoramic views of both the lake and the surrounding mountains. Designed for convenience, the home features single story living and a glassed-in porch that overlooks the water, along with modern mini-split systems for both heating and air conditioning. Outdoor amenities include a large garage/shed for recreational gear and your own private boat and swim dock. The level yard provides ample space for a hammock, screen house, or lakeside camping. Offered mostly furnished, this property is a ready-to-use lakefront getaway simply bring your personal items and begin enjoying life on the lake.

Highlights

Listed by Paul Wheeler , 603-801-4149 Senne Residential LLC , 603-356-9444. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.42

Year Built

1900

County

Carroll

School District

Governor Wentworth Regional

Listing ID

5091894

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
Appliances:Electric Range, Refrigerator
Air Cond:Mini Split
Fireplaces:
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:860
Basement:Yes,Crawl Space
Other:Level 1: Bedroom,Level 1: 3/4 Bathroom,Level 1: Kitchen,Level 1: Living Room,Level 1: Primary Bedroom,Level 1: Sunroom,Blinds,Dining Area,Furnished,Natural Light

Exterior Features

Lot:Existing,Waterfront,Province Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 215 ft
Zoning:Residential
Roof:Asphalt Shingle
Others:Docks,Natural Shade,Enclosed Porch,Private Dock
Sewer:1000 Gallon,Concrete,Drywell,Soil Test Available
Principal Interest
$2,944
Taxes
$752

Home Price

$569,900

Loan Details

30 yrs
6.707%

Down Payment

20%
$113,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,944.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,944.07 $752.25 $0.00 $3,696.32
Yearly $35,328.82 $9,027.00 $0.00 $44,355.82
Total $1,059,864.71 $270,810.00 $0.00 $1,330,674.71

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Effingham, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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