Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

14 Lockes Island , Gilford, NH 03249
$889,500
Est. Payment: $4,595.10/mo
3 Bed
1 Bath
1037 Sqft
Status: pending | Days on site: 9
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Locke’s Island Waterfront Retreat on Lake Winnipesaukee Experience classic Lake Winnipesaukee Island living from this inviting Locke’s Island waterfront property in Gilford, New Hampshire. Set along 150 feet of pristine lake frontage, this 3-bedroom, 1-bath island home offers a rare combination of privacy, open-water views, protected docking, and easy access to the mainland from the nearby Glendale town docks. Designed for relaxed lakeside living, the home features an open kitchen and living area warmed by a propane wood stove, creating a comfortable gathering space after days on the water. French doors open to a spacious porch where sweeping views of the broadest part of Lake Winnipesaukee set the stage for spectacular sunrises, glowing moonrises, and Thursday evening sailboat races. The thoughtful floor plan includes a convenient first-floor bedroom, while the second level offers two additional bedrooms and a sitting area—ideal for family, guests, or flexible overflow space. Outdoor amenities include a deck, dock, protected breakwater, docking for two boats, and valuable under-home storage for lake gear and seasonal essentials. Located just a short boat ride from Glendale, this island retreat offers the best of both worlds: the peace and beauty of island living with convenient access to Gilford amenities. Gilford residents can enjoy the town beach, town docks, and boat ramp on Lake Winnipesaukee, making this a wonderful opportunity to embrace the Lakes Region lifestyle.

Highlights

Listed by Heidi Kephart , 603-279-7046 Roche Realty Group , 603-279-7046. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.27

Year Built

1952

County

Belknap

Listing ID

5098096

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
Appliances:Electric Cooktop, Dryer, Refrigerator, Electric Stove
Above Ground Sq Ft:1037
Basement:No
Other:Level 1: Bedroom,Level 1: 3/4 Bathroom,Level 1: Kitchen/Living,Level 1: Porch

Exterior Features

Lot:Existing,Waterfront,Lake Winnipesaukee, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 150 ft
Zoning:IR
Roof:Asphalt Shingle
Others:Boat Slip/Dock,Deck,Porch,Beach Access,Dock Access,Municipal Residents Only
Sewer:Private
Principal Interest
$4,595
Taxes
$669

Home Price

$889,500

Loan Details

30 yrs
6.707%

Down Payment

20%
$177,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,595.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,595.10 $668.92 $0.00 $5,264.02
Yearly $55,141.23 $8,027.00 $0.00 $63,168.23
Total $1,654,236.98 $240,810.00 $0.00 $1,895,046.98

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Gilford, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

© 2026 PrimeMLS

MLS Logo - PrimeMLS