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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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4 Diamond Island , Gilford, NH 03249
$645,000
Est. Payment: $3,332.03/mo
2 Bed
3 Bath
884 Sqft
Status: active with contingency | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A rare opportunity to own on Lake Winnipesaukee’s Diamond Island. Set on 130 feet of pristine shoreline, this property offers stunning mountain views, crystal-clear water, and an ideal setting for those seeking the best of island living. The breakwater docking system accommodates two boats, and the dock landing area is perfect for Adirondack chairs—an inviting space to relax and take in the ever-changing lake scenery. The main cottage features a covered porch overlooking the lake and an open-concept kitchen, dining, and living space with natural wood accents, a farmhouse sink, and a cozy fireplace. A standout feature is the spiral staircase, crafted from a tree harvested right on the island, leading to two upstairs bedrooms. One includes built-in bunks, while the lake-facing bedroom has its own private balcony—the perfect spot to unwind or fall asleep to the sound of the waves. The backyard is designed for comfort and functionality, with a state-approved septic system, gathering deck, outdoor shower, guest house with a half bath, and a utility building for additional storage. The home is powered by solar, with a generator backup, and includes a lake-drawn water system with strong pressure. A peaceful, private retreat that brings together charm, natural beauty, and thoughtful upgrades—perfect for embracing lakeside living at its best.

Highlights

Listed by Brie Stephens , Compass New England, LLC , 603-403-5944. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.69

Year Built

2001

County

Belknap

Listing ID

5085629

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
  • 1/4 Bathrooms:1
Appliances:Gas Range, Refrigerator, On Demand Water Heater
Above Ground Sq Ft:884
Basement:No
Other:Level 1: Bonus Room,Level 1: 1/2 Bathroom,Level 1: 3/4 Bathroom,Level 1: Kitchen/Dining,Level 1: Living Room,Level 1: Porch

Exterior Features

Lot:Existing,Waterfront,Lake Winnipesaukee, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 130 ft
Zoning:IR
Roof:Metal,Shingle
Others:Docks,Balcony,Porch,Directly Adjoining
Sewer:On-Site Septic Exists,Private
Principal Interest
$3,332
Taxes
$596

Home Price

$645,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$129,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,332.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,332.03 $595.67 $0.00 $3,927.70
Yearly $39,984.37 $7,148.00 $0.00 $47,132.37
Total $1,199,531.03 $214,440.00 $0.00 $1,413,971.03

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Gilford, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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