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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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148 Lucerne Ave Unit 4 , Laconia, NH 03246
$649,000
Est. Payment: $3,352.69/mo
2 Bed
1 Bath
440 Sqft
Status: active with contingency | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Price improvement just in time for Summer! A true unicorn in Laconia, this charming waterfront cottage on Lake Winnipesaukee offers the perfect blend of lifestyle, investment potential, and classic New Hampshire lake charm. Located in the highly desirable Pine Trail Cottages Condominium Association, this turnkey seasonal property presents an excellent opportunity for a 1031 exchange, vacation home, or the ability to offset ownership costs through allowable short term rentals in the heart of the New Hampshire Lakes Region. This two bedroom, one bath Lake Winnipesaukee cottage features a bright open concept layout designed to capture breathtaking sunsets looking straight down Meredith Bay, across Spindle Point, with the mountains creating a stunning backdrop. Blending timeless cottage character with modern comfort, the home features an updated kitchen and bath, warm wood floors, and a screened porch perfect for morning coffee, curling up with a good book, or relaxing after a day on the water. Step outside and enjoy shared waterfront amenities including a lush lakeside lawn, sandy beach, crystal clear swimming, day dock, community water trampoline, and a mooring for up to a 25 foot boat. Evenings are best spent gathered by the community gazebo enjoying s’mores with neighbors and watching the weekly fireworks over Weirs Beach. Rebuilt in 2007, the cottage offers an easy, low maintenance retreat within walking distance to the Weirs community center, playground, restaurants, marinas, and all the summer attractions of Weirs Beach, while still feeling peaceful and private. Whether you are searching for a Lake Winnipesaukee vacation home, an investment property, or a place to create lasting summer memories, 148 Lucerne Avenue offers an increasingly hard to find opportunity for waterfront living in Laconia NH.

Highlights

Listed by Adam Dow , 866-525-3946 KW Coastal and Lakes & Mountains Realty/Wolfeboro , 603-610-8500. PrimeMLS mls logo

Property Type

Condo/Townhome

HOA Fee

325 Monthly

Year Built

1900

County

Belknap

School District

Laconia Sch Dst SAU #30

Listing ID

5084324

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Gas Stove, Electric Water Heater
Air Cond:Mini Split
Fireplaces:
Floor:Wood
Above Ground Sq Ft:440
Basement:No
Other:Level 1: Bedroom,Level 1: 3/4 Bathroom,Level 1: Kitchen,Level 1: Living/Dining,Level 1: Porch,Blinds,Natural Light,Natural Woodwork

Exterior Features

Lot:Existing,Waterfront,Lake Winnipesaukee, Waterbody Type: Lake, Waterbody Access: Shared, Waterfront: 495 ft
Zoning:CR
Roof:Asphalt Shingle
Others:Boat Mooring,Trash,Gazebo,Natural Shade,Patio,Screened Porch,Storage,Beach Access,Deep Water Access
Sewer:Community
Principal Interest
$3,353
Taxes
$555
HOA
$325

Home Price

$649,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,352.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,352.69 $555.42 $325.00 $4,233.11
Yearly $40,232.33 $6,665.00 $3,900.00 $50,797.33
Total $1,206,969.98 $199,950.00 $117,000.00 $1,523,919.98

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Laconia, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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