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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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27 Fern Ln , Laconia, NH 03246
$795,000
Est. Payment: $4,106.92/mo
3 Bed
3 Bath
2528 Sqft
Status: active | Days on site: 99
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

BUYER INCENTIVE: Seller offering 2 years of paid HOA & Recreational dues. Welcome- where everyday feels like a vacation! Experience the best of Lake Winnipesaukee living in the highly sought-after gated community of South Down Shores, where private waterfront amenities, year-round recreation, and low-maintenance living come together. Whether you're searching for a full-time residence or the perfect lakeside getaway, this home offers the lifestyle you've been waiting for. Thoughtfully updated and beautifully maintained, this detached 3-bedroom, 2.5-bath condo welcomes you with soaring vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace. The remodeled kitchen features quartz countertops, an expanded layout, and modern appliances, creating an ideal space for everyday living and entertaining. Two sets of sliding glass doors open to a spacious deck where you can relax with peaceful peek-a-boo views of Lake Winnipesaukee and the surrounding Mountains. The flexible floor plan offers exceptional versatility. The main level includes two bedrooms and a full bath, while upstairs, the private primary suite features its own balcony overlooking the lake, an expanded walk-in closet, full bath, and loft—perfect for a second living area, reading nook, or home office. The finished walkout lower level provides even more space to spread out with a warm and inviting family room centered around a wood stove, a half bath, and a versatile bonus room ideal for guests, an office, fitness room, or hobby space. Recent updates include five mini-splits for year-round comfort, energy-efficient heat and UV-filtering blinds, and numerous thoughtful improvements throughout. Life in South Down Shores extends far beyond your front door. Enjoy over 4,000 feet of waterfront on Paugus Bay, a private beach, walking and cross-country ski trails, playgrounds, pickleball, tennis, basketball, bocce, and one of the Lakes Region's most desirable gated communities. CODE NEEDED FOR ENTRY.

Highlights

Listed by Patricia D Mather , 603-630-8621 REAL Broker NH, LLC , 855-450-0442. PrimeMLS mls logo

Property Type

Condo/Townhome

HOA Fee

400 Quarterly

Year Built

1987

County

Belknap

School District

Laconia Sch Dst SAU #30

Listing ID

5082745

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Refrigerator, Washer
Air Cond:Mini Split
Fireplaces:
Above Ground Sq Ft:1550
Basement:Yes,Partially Finished,Storage Space,Walkout
Other:Cathedral Ceiling,Ceiling Fan,1 Fireplace,Living/Dining,1st Floor Laundry

Exterior Features

Lot:Existing,Lake Winnipesaukee, Waterbody Type: Lake
Zoning:RS
Roof:Asphalt Shingle
Others:Deck,Beach Access,Shared-Private
Sewer:Public
Principal Interest
$4,107
Taxes
$683
HOA
$400

Home Price

$795,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$159,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,106.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,106.92 $683.00 $400.00 $5,189.92
Yearly $49,283.06 $8,196.00 $4,800.00 $62,279.06
Total $1,478,491.74 $245,880.00 $144,000.00 $1,868,371.74

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Laconia, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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