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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3421 Lake Rd , Charlotte, VT 05445
$1,300,000
Est. Payment: $6,774.48/mo
3 Bed
3 Bath
2672 Sqft
Status: pending | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Turn off of Lake Road onto a long tree-lined driveway. By the time you reach the house, the pace of things has already changed. This custom-built home was designed to harmonize with its surroundings rather than impose upon them. Every detail is one-of-a-kind — the work of someone who cared deeply about how a space feels to live in. Generous windows draw the outside in throughout the day, framing open meadows edged by mature trees, and flooding the interior with natural light that shifts beautifully with the seasons. The kitchen is positioned where kitchens should be: at the heart of things. Cook dinner on Vermont Verde countertops while your loved ones settle onto the daybed nearby, keeping you company, conversation drifting easily between the room and the view outside. A wood stove anchors the living space with warmth on cooler evenings. Two flexible rooms off the main living area adapt to whatever life calls for — a quiet home office, a reading den, a creative studio, a playroom. The house works the way you need it to. Outside is where this property truly opens up. Spend a morning working in the garden, then lose an afternoon exploring the meadow and woods. As evening approaches, watch the Western sky transform — the sunsets here are the kind that stop whatever you're doing. End the day the way it deserves to end: step into the sauna as the stars come out, then linger under the outdoor shower in the cool night air. It is a small ritual that quickly becomes the thing you look forward to most. Owned solar keeps the footprint light. The mature landscaping, tended over years, gives the grounds a sense of depth and permanence that only time can build.

Highlights

Listed by Sarah MacLeod , 802-858-5359 Four Seasons Sotheby's Int'l Realty , 802-864-0541. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
28.14

Year Built

1998

County

Chittenden

School District

Champlain Valley UHSD 15

Listing ID

5095973

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qual Dishwshr, Gas Range, ENERGY STAR Qual Fridge, ENERGY STAR Qual Washer, Propane Water Heater, On Demand Water Heater, Gas Dryer
Air Cond:Mini Split
Fireplaces:
Floor:Ceramic Tile,Combination,Concrete,Hardwood,Slate/Stone
Above Ground Sq Ft:2672
Basement:Yes,Concrete,Exterior Stairs,Interior Stairs,Unfinished
Other:Level 1: Family Room,Level 1: Kitchen,Level 1: Kitchen/Dining,Level 1: Living Room,Level 1: Mudroom,Level 1: Office/Study,Central Vacuum,Dining Area,Hearth,LED Lighting,Primary BR w/ BA,Natural Light,Natural Woodwork,Soaking Tub,Indoor Storage,Walk-in Closet,2nd Floor Laundry

Exterior Features

Lot:Existing
Zoning:R-5
Roof:Metal,Asphalt Shingle
Others:Balcony,Garden Space,Natural Shade,Porch,Covered Porch,Screened Porch,Sauna,Window Screens,Double Pane Window(s),Poultry Coop
Sewer:Mound
Parking Features:Driveway,Garage,On-Site,Parking Spaces 3 - 5
Principal Interest
$6,774
Taxes
$888

Home Price

$1,300,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,774.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,774.48 $887.63 $0.00 $7,662.11
Yearly $81,293.77 $10,651.55 $0.00 $91,945.32
Total $2,438,813.10 $319,546.50 $0.00 $2,758,359.60

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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