Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

581 Whalley Rd , Charlotte, VT 05445
$10,900,000
Est. Payment: $56,557.75/mo
5 Bed
5 Bath
5145 Sqft
Status: pending | Days on site: 2
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Black Alder Farm is Charlotte's largest lakefront estate, unfolding across ±110 acres, with roots connected to the historic Breckenridge House, built circa 1795 and relocated from the road to its lakeside setting on Whalley Point in 1928. Today, the property offers more than 3,400 feet of Lake Champlain frontage and a collection of buildings supporting family, guests, recreation, and stewardship of the land. The main residence offers over 5,100 square feet with five bedrooms, wide-plank pine floors, hand-hewn beams, nine fireplaces, and inviting living spaces oriented toward the lake and gardens. Additional improvements include a second residence, guest cottages, barns, a pool with storage building, a gym/office outbuilding, additional storage structures, and a detached garage. The landscape is a defining feature, with open lawns, mature gardens, specimen trees, stone walkways, a pond, multiple lake access points, and the Whalley Point gazebo. From the gazebo, steps descend to the shoreline and a quiet seating area, while sweeping western views across Lake Champlain to the high peaks of the Adirondacks connect the homes and grounds to the water and evening sky. Just 30 minutes from Burlington, Black Alder Farm offers a remarkable sense of place, history, and scale.

Highlights

Listed by Wade Weathers , 802-651-5392 and Averill Cook , 802-660-2900 LandVest, Inc-Burlington , 802-660-2900. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
109.52

Year Built

1795

County

Chittenden

School District

Charlotte School District

Listing ID

5097029

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Above Ground Sq Ft:5145
Basement:Yes,Concrete Floor,Exterior Stairs,Interior Stairs,Unfinished,Interior Access,Exterior Access,Basement Stairs

Exterior Features

Lot:Existing,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 3433 ft
Zoning:Residential
Roof:Shingle
Others:Building,Gazebo,Guest House,Natural Shade,Patio,In-Ground Pool,Shed,Storage,Directly Adjoining
Sewer:Mound,Private,Septic
Parking Features:Driveway,Garage,Parking Spaces 11 - 20,Detached
Principal Interest
$56,558
Taxes
$4,692

Home Price

$10,900,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$2,180,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$56,557.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $56,557.75 $4,692.36 $0.00 $61,250.11
Yearly $678,693.05 $56,308.30 $0.00 $735,001.35
Total $20,360,791.45 $1,689,249.00 $0.00 $22,050,040.45

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

© 2026 PrimeMLS

MLS Logo - PrimeMLS