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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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34 Lone Birch St , Colchester, VT 05446
$479,000
Est. Payment: $2,496.14/mo
2 Bed
2 Bath
1140 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Wake up to lake views, spend your afternoons at the private beach just across the road, and unwind each evening in your own backyard oasis. Beautifully renovated from top to bottom, this exceptional 2-bedroom, 2-bath home blends timeless charm with modern comfort in the desirable town of Colchester. Extensive improvements throughout include new insulation, upgraded electrical, additional windows strategically added to maximize the lake views, new flooring, a stunning natural stone fireplace, and numerous other updates that make this home truly move-in ready. The main level welcomes you with a spacious mudroom before opening into an inviting floor plan designed for everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, while two sliding glass doors fill the space with natural light and lead to the fully-fenced backyard. A first-floor bedroom, full bathroom, and convenient laundry area make single-level living an easy option. Upstairs, the private primary suite offers a spacious walk-in closet and an en suite ¾ bath. Step outside to enjoy the beautifully landscaped backyard complete with a new stone patio, a large storage shed, and peaceful lake views. Adding to the home's appeal are two separate driveways, providing generous parking. As part of the association, you’ll also enjoy shared, private lake access with a beach located just across the road, making it easy to enjoy swimming, kayaking, paddle boarding, or simply taking in the beauty of Lake Champlain whenever the mood strikes. Currently on its own septic, this property is planned to be added to Colchester municipal sewer system in the near future with no cost to the homeowner. To make this opportunity even more attractive, the seller is offering a buyer concession that can be used toward closing costs, an interest rate buydown, prepaid HOA dues, or other allowable buyer expenses.

Highlights

Listed by Brittany Comeau , 802-846-9570 Coldwell Banker Hickok and Boardman , 802-863-1500. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

225 Monthly

Year Built

1900

County

Chittenden

School District

Colchester School District

Listing ID

5101887

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Stove
Floor:Vinyl
Above Ground Sq Ft:1140
Basement:No
Other:Level 1: Bedroom,Level 1: Full Bathroom,Level 1: Kitchen,Level 1: Living/Dining,Level 1: Mudroom,1 Fireplace,Kitchen/Dining,Living/Dining,Primary BR w/ BA,Natural Light,Walk-in Closet,1st Floor Laundry

Exterior Features

Lot:Existing,Malletts Bay, Waterbody Type: Lake
Zoning:Res
Roof:Metal,Shingle
Others:Full Fence,Patio,Shed,Storage,Beach Access,Cross a Street to Access,Shared-Private
Sewer:Septic
Parking Features:Driveway

Open House

Upcoming Open Houses
Sunday 10:00 am - 12:00 pm Aug 2
Principal Interest
$2,496
Taxes
$288
HOA
$225

Home Price

$479,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$95,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,496.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,496.14 $288.47 $225.00 $3,009.61
Yearly $29,953.63 $3,461.70 $2,700.00 $36,115.33
Total $898,608.83 $103,851.00 $81,000.00 $1,083,459.83

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Colchester, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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