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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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2459 Vt Route 105 , Derby, VT 05829
$649,000
Est. Payment: $3,382.03/mo
3 Bed
4 Bath
3568 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Lake life has never looked better! This big, beautiful home on Lake Salem offers an exceptional blend of space, privacy, and waterfront living with VAST Trail access. Thoughtfully landscaped and a proud recipient of the Lake Wise Award, this property features shallow, gradual water access that is ideal for children, families, swimming, kayaking, and relaxing by the shore. Inside, the home is bright, open, and spacious, with 3 generously sized bedrooms, each with its own private full bathroom! Bonus living space above the garage provides even more room for guests, a home office, game room, or additional sleeping accommodations. One of the home’s standout features is the gorgeous enclosed cocktail porch, perfect for enjoying morning coffee, evening drinks, and peaceful lake views in any weather. A private deck near the water creates the perfect place to unwind, entertain, or take in the surrounding natural beauty. Perfectly positioned in Derby, this property offers exceptional convenience and access to some of the Northeast Kingdom's best destinations. Located just 3 miles from Derby Center, less than 15 minutes from downtown Newport, and only 10 minutes from the Canadian border, you'll enjoy easy access to grocery stores, shopping, restaurants, schools, entertainment, and everyday amenities. Outdoor enthusiasts will appreciate being less than an hour from both Jay Peak Resort and Burke Mountain for year-round skiing, riding, hiking, and mountain biking, while the crystal-clear waters of Lake Willoughby are just a 15-minute drive away. With a proven rental history generating reliable seasonal income, this property offers exceptional investment potential and flexibility. Whether you're searching for a year-round residence, a lakeside vacation retreat, or an income-producing investment property, this home checks every box!!

Highlights

Listed by Whitney Poginy , 802-673-9642 Century 21 Farm & Forest , 802-334-1200. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.72

Year Built

2005

County

Orleans

School District

North Country Supervisory Union

Listing ID

5100429

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Trash Compactor, Washer, Gas Stove
Floor:Carpet,Combination,Tile,Vinyl,Wood
Above Ground Sq Ft:2456
Basement:Yes,Finished,Walkout
Other:Dining Area,Kitchen/Living,Living/Dining,Primary BR w/ BA,Natural Light,Natural Woodwork,Indoor Storage,Walk-in Closet,Whirlpool Tub,Basement Laundry

Exterior Features

Lot:Existing,Waterfront,Salem Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 100 ft
Zoning:Derby
Roof:Metal
Others:Balcony,Deck,Garden Space,Covered Porch,Storage,Beach Access,Directly Adjoining
Sewer:1000 Gallon,Septic
Parking Features:Auto Open,Heated Garage,Covered,Attached
Principal Interest
$3,382
Taxes
$661

Home Price

$649,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,382.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,382.03 $661.12 $0.00 $4,043.15
Yearly $40,584.35 $7,933.49 $0.00 $48,517.84
Total $1,217,530.54 $238,004.70 $0.00 $1,455,535.24

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Derby, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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