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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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400 East Lake Rd , Ludlow, VT 05149
$445,000
Est. Payment: $2,309.01/mo
3 Bed
2 Bath
1819 Sqft
Status: active with contingency | Days on site: 138
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Versatile Ludlow retreat on 9 acres with proven short-term rental history, offering flexible living options ideal for owner-occupants or investors seeking income near Okemo Mountain. This property is configured as a single-family residence with two distinct living levels, each featuring private entrances and amenities that allow for multiple use scenarios. The ground floor living area includes a one-bedroom layout with a ¾ bath, kitchen, and combined living-dining space well suited for guests, rental income, or extended family. The upper level features two bedrooms plus a loft, a ¾ bath, wood stove, and access to a deck with winter views of Okemo Mountain, creating a cozy and inviting primary living space. Set on 9 private acres, the property offers space, seclusion, and year-round recreational appeal just minutes from Okemo, downtown Ludlow, and four-season activities. With a history of short-term rental use, this home presents an excellent opportunity to offset ownership costs while maintaining flexibility for personal use (buyer to verify current and future use with local zoning and regulations). A rare combination of land, location, and adaptable living — ideal for a Vermont getaway, full-time residence, or income-producing property.

Highlights

Listed by Matthew Bellantoni , 802-228-8811 Mary W. Davis Realtor & Assoc., Inc. , 802-228-8811. PrimeMLS mls logo

Property Type

Multi-Family

Lot/Acreage
9.1

Year Built

1969

County

Windsor

Listing ID

5075678

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:
Air Cond:Mini Split
Fireplaces:
Floor:Carpet,Combination,Vinyl,Wood
Above Ground Sq Ft:1819
Basement:No

Exterior Features

Lot:Existing,Lake Pauline, Waterbody Type: Lake
Zoning:Res
Roof:Metal,Standing Seam
Others:Deck,Garden Space,Natural Shade,Outbuilding,ROW to Water,Window Screens,Double Pane Window(s),Cross a Street to Access,Indirect,Not Adjoining
Sewer:Mound Leach Field,On-Site Septic Exists,Septic
Parking Features:Driveway,Off Street,On-Site,Parking Spaces 3 - 5,Unpaved
Principal Interest
$2,309
Taxes
$303

Home Price

$445,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$89,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,309.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,309.01 $302.90 $0.00 $2,611.91
Yearly $27,708.11 $3,634.76 $0.00 $31,342.87
Total $831,243.32 $109,042.80 $0.00 $940,286.12

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (Ludlow, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 5:45am

Data last updated: 2026-08-02T09:45:04.200Z

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