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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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374 Lake Rd , St. Albans Town, VT 05478
$400,000
Est. Payment: $2,075.51/mo
4 Bed
2 Bath
2238 Sqft
Status: pending | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Here’s a rare find and an impressive investment for anyone who loves cars or needs serious shop space. This 1850 home sits right in the St. Albans Town mixed commercial and residential district, topped with a classic standing-seam metal roof. You’ll get over 2,200 square feet of finished living space, split between a two-bedroom owner-occupied and a two-bedroom unit. The downstairs unit already generates steady rental income with a clean, open rental option. Seller has done many things over the years, including replacing windows, doors, water tank, removal of trees, bringing in fill to level the back yard, installing a marble backsplash upstairs, removing bricks from the wall, blown in insulation, connecting to the town sewer, renovating the downstairs kitchen, pouring cement floor in the basement, and building the garage. The true highlight, though, is the 1080SF oversized, heated two-car garage with 12' ceilings; ideal for contractors and car enthusiasts alike. The garage includes a professional-grade lift gate, making it perfect for heavy-duty projects, equipment storage, or a full-blown restoration setup. This is the kind of space that rarely comes up in a residential listing, offering unmatched flexibility for work or play. This property sits on a roomy 0.63-acre lot, with plenty of space for parking work trucks, trailers, or multiple cars without crowding. The business district zoning and prime visibility make it a fantastic fit for contractors who want to combine their trade with a smart investment. You’ll appreciate the lower taxes of St. Albans Town, and you’re only minutes from all the amenities in St. Albans City. The large yard, heated garage with 12' ceilings, and move-in ready living spaces combine to create a unique opportunity for anyone who wants their home to double as a workspace. If you’re a car lover or a contractor searching for something special, this property checks all the boxes.

Highlights

Listed by Jeremy Collins , 251-472-7084 Ridgeline Real Estate , 802-540-1366. PrimeMLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.63

Year Built

1850

County

Franklin

School District

Maple Run USD

Listing ID

5083964

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:
Floor:Laminate,Tile,Vinyl,Wood
Above Ground Sq Ft:2238
Basement:Yes,Bulkhead,Concrete,Slab

Exterior Features

Lot:Existing
Zoning:Commercial/Res
Roof:Standing Seam
Others:Garden Space,Other - See Remarks,Storage
Sewer:Public
Parking Features:Auto Open,Heated Garage,Storage Above,Garage,Off Street,Parking Spaces 6+,RV Access/Parking,Unpaved,Visitor
Principal Interest
$2,076
Taxes
$375

Home Price

$400,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,075.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,075.51 $375.25 $0.00 $2,450.77
Yearly $24,906.17 $4,503.04 $0.00 $29,409.21
Total $747,185.01 $135,091.20 $0.00 $882,276.21

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans Town, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 5:45am

Data last updated: 2026-08-02T09:45:04.200Z

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