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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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51 Rice Rd , St. Albans Town, VT 05478
$519,000
Est. Payment: $2,692.98/mo
4 Bed
2 Bath
2603 Sqft
Status: active with contingency | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Lake life without the lakefront price tag. Set just moments from Lake Champlain, this fully updated 4-bedroom home with an additional bonus room offers sweeping lake views from nearly every room and a layout designed for both everyday comfort and entertaining. Natural light pours through the home, highlighted by multiple skylights, french doors, and oversized windows that frame the surrounding scenery. The main level flows easily between the kitchen, dining, and living areas, creating an inviting central gathering space. French doors open to the side yard, while the covered porch offers a peaceful place to enjoy morning coffee and the sounds of birds flying over the lake. Outside, a private patio with a hot tub creates the perfect setting to unwind or dine outdoors, and the custom fire pit with built-in seating adds another inviting space for evenings with friends. Upstairs, the spacious primary suite is privately situated apart from the other bedrooms and features two closets, three electronically operated skylights with automatic shades, and an ensuite bath complete with a jacuzzi tub, walk-in shower, double vanity and radiant floor. The additional bedrooms are generously sized, with room for king beds in each, while the bonus room offers flexibility for a home office or guest space. Three large hallway closets and a 750 sq ft basement provide abundant storage. Additional features include Andersen windows, Pella French doors, sealed basement floors ideal for recreation or storage, and Lutron smart light switches throughout much of the home, allowing app-controlled lighting and away-mode settings for added convenience. Located steps from the St. Albans Bay marina, this property offers easy boating access without the upkeep of a private dock. Walk to the Bay Creemee stand and St. Albans Bay Park, where shoreline paths are ideal for walking or running. Downtown St. Albans restaurants, shopping, and schools are all just minutes away.

Highlights

Listed by Amanda Headley , 802-370-3073 Ridgeline Real Estate , 802-540-1366. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1992

County

Franklin

School District

Maple Run USD

Listing ID

5092951

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Heater off Boiler
Floor:Bamboo,Carpet,Laminate,Slate/Stone,Tile,Vinyl Plank
Above Ground Sq Ft:2603
Basement:Yes,Bulkhead,Concrete,Concrete Floor,Interior Stairs,Interior Access,Basement Stairs
Other:Level 1: Full Bathroom,Level 1: Dining Room,Level 1: Foyer,Level 1: Kitchen,Level 1: Laundry Room,Level 1: Living Room,Ceiling Fan,Dining Area,1 Fireplace,Hot Tub,LED Lighting,Primary BR w/ BA,Skylight,Soaking Tub,Indoor Storage,Vaulted Ceiling,Whirlpool Tub,1st Floor Laundry,Smart Thermostat

Exterior Features

Lot:Existing,Lake Champlain, Waterbody Type: Lake
Zoning:Res
Roof:Architectural Shingle
Others:Garden Space,Hot Tub,Patio,Covered Porch,Shed,Window Screens,Double Pane Window(s)
Sewer:1000 Gallon,Concrete,Leach Field,Septic
Parking Features:Driveway,Garage,Parking Spaces 3,Paved
Principal Interest
$2,693
Taxes
$585

Home Price

$519,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$103,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,692.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,692.98 $585.21 $0.00 $3,278.19
Yearly $32,315.75 $7,022.48 $0.00 $39,338.23
Total $969,472.55 $210,674.40 $0.00 $1,180,146.95

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans Town, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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