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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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48 Ocean St , Belfast, ME 04915
$1,950,000
Est. Payment: $10,061.16/mo
4 Bed
3 Bath
2100 Sqft
Status: active | Days on site: 72
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Waterfront and walkable, this turnkey coastal gem sits at the end of a quiet dead-end street, with sandy beachfront, sweeping bay views, and a stroll to downtown Belfast. Cafés, pubs, shops, the movie theater, harbor, and City Park, with tennis courts, pickleball, and an open-air pool, are all close by. Meticulously maintained and selling fully furnished, this 4-bedroom, 2.5-bath home has a warm, modern coastal feel and light-filled interiors. The open living and dining area features vaulted ceilings and opens to an expansive deck with panoramic ocean views, perfect for outdoor dining, morning coffee, or evenings by the water. The ground-floor primary suite enjoys those same views, along with French doors opening to the deck. The spacious walk-out basement, with more French doors opening to the lawn and ocean views beyond, adds highly usable bonus space to the home. Ideal for everything from a games room or fitness area to the practical realities of waterfront living, it offers plenty of room for kayaks, paddleboards, and the gear that helps make the most of the shoreline setting. Thoughtful touches and quality systems support effortless coastal living, with radiant floor heating, a whole-house generator, new heat pumps upstairs, and a recently engineered seawall. Whether used as a year-round residence, seasonal retreat, or income-producing property, the home offers comfort and ease. Currently one of Belfast's top-performing Airbnb properties, it has a strong record of repeat guests. Buyers seeking full owner occupancy may close after October 12. Those looking to enjoy the property sooner can still make personal use of the home throughout the summer while benefiting from rental income. A versatile waterfront property in one of Belfast's most treasured settings, positioned for morning swims, sunset cocktails, and small-town coastal life within walking distance of downtown.

Highlights

Listed by Rebecca Johns , 207-323-2737 and David Bruce , 207-804-0001 Portside Real Estate Group , 207-288-5818. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

2017

County

Waldo

Listing ID

1662556

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer, Generator,Internet Access Available
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Tile,Wood,Ceramic Tile,Plank
Above Ground Sq Ft:2100
Below Ground Sq Ft:0
Basement:Exterior Entry,Walk-Out Access,Full
Other:1st Floor Primary Bedroom w/Bath
Other:Public

Exterior Features

Lot:Intown,Neighborhood,Open Lot,Landscaped
Zoning:Residential 1
Roof:Shingle
Sewer:Public Sewer
Parking Features:1 - 4 Spaces,Heated Garage
Principal Interest
$10,061
Taxes
$1,356

Home Price

$1,950,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$390,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,061.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,061.16 $1,356.08 $0.00 $11,417.25
Yearly $120,733.96 $16,273.00 $0.00 $137,006.96
Total $3,622,018.71 $488,190.00 $0.00 $4,110,208.71

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Belfast, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T05:33:23.000Z

© 2026 Maine Real Estate Information System, Inc.

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