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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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197 Smithfield Rd , Belgrade, ME 04917
$239,900
Est. Payment: $1,237.78/mo
3 Bed
1 Bath
1254 Sqft
Status: active | Days on site: 150
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Adam Dow
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House Description

Now including a large, new 50x50 metal building with 220 electrical entrance, radiant heat tubing in slab and ready for a furnace! *** Back on the market, No fault of its own*** Hear the loons call on nearby Salmon Lake as you restore and enjoy time in this classic red farmhouse. Nestled between some of Central Maine's nicest lakes (Salmon Lake, McGrath Pond, Great Pond and Messalonskee Lake, the seasonal activities are endless! This one acre lot offers plenty of open space for recreation and leisure. The home is in need of updates and repair, but all systems (heat electric, drilled well and septic are operational and in working order). 10 minute drive to Oakland, 15 to Waterville and a short 20 minutes to Augusta make this location close to amenities, but far enough from the city. ***Please do not use Steps in Garage to loft area, they do not appear safe.
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Highlights

Listed by Jessie Stover , 207-485-0936 Rizzo Mattson , 207-622-9000. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.92

Year Built

1920

County

Kennebec

Listing ID

1652386

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Cooktop
Floor:Carpet,Vinyl,Hardwood
Above Ground Sq Ft:1254
Below Ground Sq Ft:0
Basement:Not Applicable
Other:1st Floor Bedroom,Shower,Storage
Other:Private,Well

Exterior Features

Lot:Near Golf Course,Rural,Wooded
Zoning:Rural
Roof:Composition
Others:Lake/Fresh Water,Nearby
Sewer:Private Sewer,Septic Tank
Parking Features:Gravel,1 - 4 Spaces,On Site,Inside Entrance,Storage
Principal Interest
$1,238
Taxes
$321

Home Price

$239,900

Loan Details

30 yrs
6.695%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,237.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,237.78 $321.42 $0.00 $1,559.20
Yearly $14,853.37 $3,857.00 $0.00 $18,710.37
Total $445,601.17 $115,710.00 $0.00 $561,311.17

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Belgrade, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T07:29:11.000Z

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