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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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640 Neck Rd , China, ME 04358
$845,000
Est. Payment: $1,877.78/mo
4 Bed
3 Bath
3722 Sqft
Status: Active | Days on site: 20
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1104 - 024549
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House Description

Privately set on nearly 4.5 acres along the shores of China Lake, this three-story home offers a rare sense of seclusion and 232± feet of private waterfront. Soaring ceilings and a wall of windows fill the living room with natural light and frame the surrounding landscape. Hardwood floors, warm woodwork, and a large brick hearth bring character to the open living space, while the kitchen offers abundant cabinetry and workspace. Designed for efficient year-round comfort, the home offers seven heating zones, yet the owners have primarily heated the home with the pellet stove in the living room. Three spacious bedrooms, two full bathrooms, laundry, and extensive built-in storage make up the second floor, with naturally insulating cork flooring keeping each bedroom comfortable underfoot throughout the year. A sweeping staircase leads to the vaulted third floor, where a flexible living area and private fourth bedroom create an ideal space for guests, work, or quiet enjoyment. The finished basement adds room for entertainment, recreation, or hobbies, while the unfinished section provides storage, workshop potential, and a second laundry hookup. A full generator hookup with a dedicated panel adds peace of mind. Outside, mature landscaping and open lawn blend into the wooded surroundings. A switchback path leads through the trees to the waterfront and dock, while the wraparound porch and spacious deck provide plenty of room to enjoy the setting. Meticulously cared for inside and out, the property reflects true pride of ownership. Though this private waterfront oasis feels wonderfully removed, grocery stores and everyday conveniences are just down the road, with both Waterville and Augusta only about 20 minutes away.

Highlights

Listed by Kayla Brown , 207-692-6175 Better Homes & Gardens Real Estate/The Masiello Group , 207-623-4182.

Property Type

Residential

Lot/Acreage
4.43

Year Built

1987

County

Kennebec

School District

Rsu 18

Listing ID

1676617

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Air Radon Mitigation System,Generator,Internet Access Available
Air Cond:Heat Pump
Fireplaces:
Floor:Tile,Combination,Hardwood
Above Ground Sq Ft:3022
Below Ground Sq Ft:700
Basement:Bulkhead,Interior Entry,Finished,Full
Other:
  • Additional:Bathtub, Pantry, Shower, Storage, Primary Bedroom w/Bath
Water:Private,Well

Exterior Features

Lot:Near Public Beach,Near Town,Rural,Level,Open Lot,Rolling Slope,Landscaped,Wooded
Zoning:Shoreland
Roof:Shingle
Sewer:Septic Tank
Parking Features:Gravel,5 - 10 Spaces,On Site
Principal Interest
$1,878
Taxes
$606

Home Price

$845,000

Loan Details

30 yrs
%

Down Payment

20%
$169,000
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Monthly Price:
$1,877.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,877.78 $606.00 $0.00 $2,483.78
Yearly $22,533.33 $7,272.00 $0.00 $29,805.33
Total $676,000.00 $218,160.00 $0.00 $894,160.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (China, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.