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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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640 Neck Rd , China, ME 04358
$895,000
Est. Payment: $4,608.32/mo
4 Bed
3 Bath
3722 Sqft
Status: Active | Days on site: 11
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1104 - 024549
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House Description

Privately set on nearly 4.5 acres along the shores of China Lake, this distinctive three-story home combines thoughtful design, waterfront living, and a rare sense of seclusion. Inside, soaring ceilings and an extraordinary arrangement of windows fill the living room with light and frame the landscape, while hardwood floors, warm woodwork, and a stately brick hearth balance its scale. The spacious kitchen features abundant cabinetry and workspace, flowing naturally into the dining and living areas. The second floor includes three generous bedrooms, two full bathrooms, a laundry hookup, and exceptional built-in storage. Naturally insulating cork flooring keeps each bedroom comfortable underfoot through every season. A sweeping staircase leads to the spacious third floor, where vaulted ceilings create an inviting setting for a home library, studio, or peaceful retreat. A fourth bedroom completes the level, giving guests a space of their own. The finished basement adds a built-in entertainment area with generous space for recreation and hobbies. The unfinished section includes a second laundry hookup and flexible space for storage or a future workshop. Outside, mature landscaping and open lawn blend into the wooded surroundings. A switchback path winds through the trees to 232± feet of private lake frontage and a dock. The wraparound porch and spacious deck provide inviting places to enjoy the grounds from home. Years of thoughtful care are evident inside and out. Though it feels wonderfully removed, Waterville and Augusta are both about 20 minutes away, keeping shopping and everyday amenities within an easy drive.

Highlights

Listed by Kayla Brown , 207-692-6175 Better Homes & Gardens Real Estate/The Masiello Group , 207-623-4182. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
4.43

Year Built

1987

County

Kennebec

School District

Rsu 18

Listing ID

1676617

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Air Radon Mitigation System,Generator,Internet Access Available
Air Cond:Heat Pump
Fireplaces:
Floor:Tile,Combination,Hardwood
Above Ground Sq Ft:3022
Below Ground Sq Ft:700
Basement:Bulkhead,Interior Entry,Finished,Full
Other:
  • Additional:Bathtub, Pantry, Shower, Storage, Primary Bedroom w/Bath
Water:Private,Well

Exterior Features

Lot:Near Public Beach,Near Town,Rural,Level,Open Lot,Rolling Slope,Landscaped,Wooded
Zoning:Shoreland
Roof:Shingle
Sewer:Septic Tank
Parking Features:Gravel,5 - 10 Spaces,On Site
Principal Interest
$4,608
Taxes
$606

Home Price

$895,000

Loan Details

30 yrs
6.675%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,608.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,608.32 $606.00 $0.00 $5,214.32
Yearly $55,299.88 $7,272.00 $0.00 $62,571.88
Total $1,658,996.32 $218,160.00 $0.00 $1,877,156.32

Today's Rates

30 Year

6.68%

20 Year

6.24%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (China, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-09-08T08:42:41.000Z

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