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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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45 Sandy Point Rd , Cross Lake Twp, ME 04779
$270,000
Est. Payment: $1,457.57/mo
3 Bed
1 Bath
1344 Sqft
Status: Closed | Days on site: 29
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1198 - 017100,019970
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House Description

Located on a quiet dead-end road along the serene banks of beautiful Cross Lake in Maine, this charming year-round home is a perfect retreat. It features three bedrooms and a full bathroom that also includes a laundry area. From the moment you enter the bright kitchen, you will enjoy stunning views of the lake. Conveniently situated at the end of Sandy Point Road, the property provides direct access to the extensive recreational trails in Northern Maine. Whether you want to jump on your snowmobile or ATV, you can easily access these trails right from the beginning of S Point Road! The home has seen many updates in recent years, including a new hot water heater, double-bottom oil tank, and BIASI furnace installed in 2023. Half of the windows have been replaced with energy-efficient Anderson windows. The kitchen now features new LED lighting, and a new fan has been added to the family room. The electrical outlets have been inspected, and a new exterior door and storm door were installed on the driveway side of the home in 2020. An additional exterior door with a storm door is planned for the lakeside in 2026. The crawlspace under the home and the basement area will receive spray foam insulation in 2024. In 2022, new appliances, a new toilet, and various plumbing updates were also completed. Great garage for storing all your lakeside toys at the end of the season. There's not much left to do except bring your beach toys and enjoy the best summer ever in your very own lakefront home!

Highlights

Listed by Denise Anderson , 207-316-8012 CENTURY 21 Queen City Real Estate , 207-942-4618. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

HOA Fee

250 Annually

Year Built

1944

County

Aroostook

Neighborhood

Sandy Point Road Association

Listing ID

1660285

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Electric Range, Refrigerator, Washer
Floor:Carpet,Laminate
Above Ground Sq Ft:1344
Below Ground Sq Ft:0
Basement:Bulkhead,Crawl Space,Partial,Sump Pump,Unfinished
Other:
  • Additional:1st Floor Bedroom, Shower
Water:Private

Exterior Features

Lot:Rural,Open Lot,Rolling Slope,Landscaped
Zoning:Shoreline
Roof:Shingle
Others:
  • Additional:Beach Rights, Lake/Fresh Water
Sewer:Private Sewer
Parking Features:Gravel,5 - 10 Spaces,Detached
Principal Interest
$1,458
Taxes
$56
HOA
$250

Home Price

$270,000

Loan Details

30 yrs
7.141%

Down Payment

20%
$54,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,457.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,457.57 $56.25 $250.00 $1,763.82
Yearly $17,490.78 $675.00 $3,000.00 $21,165.78
Total $524,723.55 $20,250.00 $90,000.00 $634,973.55

Today's Rates

30 Year

7.14%

20 Year

6.7%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Cross Lake Twp, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-09-22T22:41:58.000Z

© 2026 Maine Real Estate Information System, Inc.

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