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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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4 Oak St , Cumberland, ME 04021
$895,000
Est. Payment: $4,617.82/mo
5 Bed
3 Bath
2511 Sqft
Status: pending | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Find yourself at home on this quiet street in the heart of Cumberland Center, just steps away from Cumberland Commons. This wonderful five-bedroom colonial offers the best of village living. Cozy and efficient first floor centers on the spacious kitchen, with living, dining, office space and laundry all together. Upstairs, a grand primary suite over the garage is separate, but not isolated from four additional spacious bedrooms and a second full bath. Economical natural gas heat and a 12-year-old roof, a large deck overlooking a private yard. From the front door you can walk to town and the Commons, where the library, local shops sit just steps away. Highly regarded educational opportunities for all ages are equally close, making daily routines and enrichment activities effortless. Twin Brook Recreation Area, Val Halla Golf Course, and nearby trails and preserves bring outdoor adventure to your doorstep, while the annual Cumberland Fair and community gatherings add the warm, small-town rhythm that makes this neighborhood so popular. Just minutes from Portland yet worlds away in feel, this home invites you to settle into the comfortable, connected life that defines Cumberland Center. This home is perfect for efficient daily living, instant connection to nature, in-town activities, and great connections at every level. See it today! OPEN HOUSE Sunday 7/26 11:00 AM - 1:00 PM

Highlights

Listed by Brett Davis , 207-865-9919 EXP Realty , 888-439-8743. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.57

Year Built

1997

County

Cumberland

Neighborhood

Cumberland Commons

Listing ID

1673238

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Refrigerator
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2211
Below Ground Sq Ft:300
Basement:Bulkhead,Interior Entry,Finished,Full,Unfinished
Other:Primary Bedroom w/Bath
Other:Public

Exterior Features

Lot:Near Country Club,Near Golf Course,Neighborhood,Subdivided,Corner Lot,Level,Open Lot,Landscaped
Zoning:MDR
Roof:Fiberglass,Shingle
Sewer:Public Sewer
Parking Features:Paved,1 - 4 Spaces,Garage Door Opener,Inside Entrance
Principal Interest
$4,618
Taxes
$720

Home Price

$895,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,617.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,617.82 $719.50 $0.00 $5,337.32
Yearly $55,413.79 $8,634.00 $0.00 $64,047.79
Total $1,662,413.71 $259,020.00 $0.00 $1,921,433.71

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Cumberland, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T05:33:23.000Z

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