Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

177 Water St , Gardiner, ME 04345
$540,000
Est. Payment: $2,786.17/mo
0 Bed
0 Bath
5544 Sqft
Status: active | Days on site: 366
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Downtown Gardiner Retail leased to Reny's + Apartment 177 Water Street presents a compelling opportunity for investors or potential owner- occupants in the heart of downtown Gardiner. The property is anchored by a nationally recognized tenant, Reny's Department Store, with approximately three years remaining on the current lease, providing stable income. The upper level features a fully renovated, high-end residential apartment on the third floor, offering additional revenue or the option for an owner-occupied setup. This well-located, mixed-use asset combines dependable tenancy, quality residential space, and long-term upside in a desirable commercial corridor.

Highlights

Listed by Charles Hippler IV , 207-530-2708 and Benjamin Spencer , 207-485-4473 CORE , 207-210-5677. Maine Real Estate Information System, Inc. mls logo

Property Type

Commercial Sale

Lot/Acreage
0.04

Year Built

1880

County

Kennebec

Listing ID

1627475

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Zoning:Traditional Downtown
Parking Features:On Street
Principal Interest
$2,786
Taxes
$471

Home Price

$540,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,786.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,786.17 $471.25 $0.00 $3,257.42
Yearly $33,434.02 $5,655.00 $0.00 $39,089.02
Total $1,003,020.57 $169,650.00 $0.00 $1,172,670.57

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Gardiner, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-08-02T07:29:11.000Z

© 2026 Maine Real Estate Information System, Inc.

MLS Logo - Maine Real Estate Information System, Inc.