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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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49 Garrison Cove Rd , Harpswell, ME 04003
$765,000
Est. Payment: $4,109.12/mo
3 Bed
2 Bath
1064 Sqft
0.05 Acres
Status: pending | Days on site: 3
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House Description

Experience the beauty of coastal Maine from this charming 3-bedroom waterfront cottage on Bailey Island, where spectacular sunset views stretch across Harpswell Sound. Set along the water with steps leading down to a tidal beach and natural ledges, this special property offers an idyllic setting for relaxing, entertaining, and enjoying the ever-changing rhythm of the coast. Inside, the well-built and inviting cottage offers a cozy retreat with thoughtful details throughout. The kitchen features granite countertops, while the upstairs bathroom offers a classic clawfoot soaking tub and separate shower. Wake up to incredible water views from the primary bedroom, complete with its own deck and balcony—perfect for enjoying those westerly views over the Sound. The living room opens to a large covered deck, creating an effortless connection between indoor and outdoor living. Beautifully landscaped grounds feature a stone patio overlooking the waterfront, where you can spend hours watching boats pass, taking in the activity of the working waterfront, or simply listening to the sounds of the tide. Beyond the property, Bailey Island's beloved local restaurants, shops, the iconic Cribstone Bridge, and the public landing and boat launch at Garrison Cove are all within walking distance. Whether you're seeking a peaceful summer retreat, a place to gather with family and friends, or a quintessential Maine coastal escape, this waterfront cottage captures the charm and beauty of island living.

Highlights

Listed by Laurie Haggerty , 207-751-9094 Roxanne York Real Estate , 207-833-6363. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.05

Year Built

2009

County

Cumberland

School District

Rsu 75/Msad 75

Listing ID

1683250

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:1064
Basement:Exterior Entry,Crawl Space
Other:
  • ▪ Additional:1st Floor Bedroom, Bathtub, Shower, Walk-In Closet(s)
Water:Private,Well

Exterior Features

Lot:Near Public Beach,Neighborhood,Level,Open Lot
Zoning:Shoreland Zone - CF1
Roof:Composition,Shingle
Sewer:Other,Septic Tank,Engineered Septic
Parking Features:Common,Paved,1 - 4 Spaces
Principal Interest
$4,109
Taxes
$255

Home Price

$765,000

Loan Details

30 yrs
7.091%

Down Payment

20%
$153,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,109.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,109.12 $255.08 $0.00 $4,364.21
Yearly $49,309.47 $3,061.00 $0.00 $52,370.47
Total $1,479,284.01 $91,830.00 $0.00 $1,571,114.01

Today's Rates

30 Year

7.09%

20 Year

7.19%

15 Year

6.59%

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Market insight data is pulled from the same city as the listing being viewed (Harpswell, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


IDX service by Blueroof 360

Data last updated: 2026-10-31T23:58:42.000Z

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