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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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15 Memory Ln , Lincoln, ME 04457
$590,000
Est. Payment: $1,311.11/mo
3 Bed
2 Bath
1549 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Beautifully maintained 3-bedroom, 2-bath waterfront home on sought-after Upper Cold Stream Pond. Situated on approximately 4± acres with substantial road frontage, this unique property offers the perfect blend of year-round lake living, recreational enjoyment, and future potential. Inside, you'll find a warm and inviting open concept living area designed to maximize comfort and take advantage of the stunning water views. The spacious kitchen, dining, and living areas flow seamlessly together, creating an ideal gathering space for family and friends. The recently updated common bathroom adds modern appeal, while the primary bedroom features a private en-suite bath. An oversized third bedroom provides plenty of space for guests, a bunk room, or home office. One of the property's most desirable features is its close proximity to the water. Whether you're enjoying coffee on the deck or relaxing by the shoreline you'll appreciate being just steps from the water's edge. Across the road, you'll find an oversized two-car garage featuring workshop space and a large unfinished area above. Already plumbed for a bathroom, the upper level offers excellent potential for an in-law suite, guest quarters, or rental opportunity. A 30-amp RV hookup with water service provides added convenience for visiting family and friends. The 4± acre lot offers significant road frontage and potential subdivision possibilities, creating opportunities for a family compound, additional home site, or future investment. Whether you're searching for a year-round residence, waterfront getaway, or property with future development potential, this remarkable lakefront property offers a rare combination of location, versatility, and Maine charm. A whole-house Generac on-demand generator provides added peace of mind, ensuring comfort and reliability through Maine's winter storms and power outages. Upper Cold Stream Pond is known for its exceptional water quality, boating, swimming, and fishing.

Highlights

Listed by Ashley McMann , 207-416-7292 and Jessica Greene , 207-355-5283 CENTURY 21 Queen City Real Estate , 207-942-4618. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
4

Year Built

1977

County

Penobscot

Listing ID

1668620

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:
Floor:Carpet,Hardwood,Linoleum
Above Ground Sq Ft:1549
Below Ground Sq Ft:0
Basement:Interior Entry,Partial,Unfinished
Other:Storage,Primary Bedroom w/Bath
Other:Private,Well

Exterior Features

Lot:Rural,Level,Open Lot,Wooded
Zoning:residential
Roof:Shingle
Sewer:Septic Design Available,Septic Tank
Parking Features:Paved,1 - 4 Spaces,Detached,Storage
Principal Interest
$1,311
Taxes
$558

Home Price

$590,000

Loan Details

30 yrs
%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,311.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,311.11 $558.08 $0.00 $1,869.19
Yearly $15,733.33 $6,697.00 $0.00 $22,430.33
Total $472,000.00 $200,910.00 $0.00 $672,910.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Lincoln, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T07:29:11.000Z

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