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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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45 Centennial St , Portland, ME 04108
$899,000
Est. Payment: $4,638.45/mo
3 Bed
2 Bath
1379 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Some homes provide a place to stay. Others become the place everyone wants to gather. Perched on the cherished north end of Peaks Island, just moments from the shoreline of Casco Bay, 45 Centennial Street is one of those rare places where the pace slows, memories are made and every season brings something worth looking forward to. Mornings begin with coffee on the second-floor balcony as the sun rises over the bay. Days are spent exploring the water or wandering quiet island roads. Evenings end beneath brilliant stars, the harbor replacing the noise of everyday life. Originally built in 1900 and thoughtfully updated, this year-round New Englander blends historic charm with contemporary comfort. Rich wood floors, a granite kitchen, open living and dining spaces, inviting bedrooms including a classic bunkroom, an updated bath and efficient heat pumps create a home that is as comfortable in January as it is during the height of summer. Outside, a workshop shed opens up possibilities for artists, makers, remote work, storage or weekend projects. Mooring opportunities are available by application through the Portland Harbormaster, while nearby kayaking, boating and fishing make the water an extension of your backyard. Minutes bring you to the ferry, local cafés, lobster rolls, tennis courts, live music and the welcoming village that has made Peaks Island one of Maine's most treasured communities. Offered fully furnished, 45 Centennial Street isn't simply move-in ready, it's ready to be lived in from the moment you arrive. Whether you're searching for a year-round home, a seasonal retreat or a gathering place for the people who matter most, see what island living feels like from the inside.

Highlights

Listed by Coleen Smith , 207-712-5768 Portside Real Estate Group , 207-619-7571. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.07

Year Built

1900

County

Cumberland

Listing ID

1671276

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:1379
Below Ground Sq Ft:0
Basement:Interior Entry,Walk-Out Access,Full,Sump Pump
Other:Public

Exterior Features

Lot:Near Country Club,Near Public Beach,Neighborhood,Corner Lot,Level,Landscaped
Zoning:Ir-2
Roof:Pitched,Shingle
Sewer:Public Sewer
Parking Features:No Driveway,On Site
Principal Interest
$4,638
Taxes
$687

Home Price

$899,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,638.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,638.45 $686.67 $0.00 $5,325.12
Yearly $55,661.45 $8,240.00 $0.00 $63,901.45
Total $1,669,843.50 $247,200.00 $0.00 $1,917,043.50

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Portland, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T07:29:11.000Z

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