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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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15 Harmons Island , Scarborough, ME 04074
$1,250,000
Est. Payment: $6,449.46/mo
2 Bed
1 Bath
1066 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Where the River Meets Beach Life. Riverfront tranquility just moments from Higgins Beach. Tucked away on a private road on Harmon's Island, Badger Cottage offers the rare opportunity to enjoy the peaceful side of Higgins while remaining just a walk, paddle, or bike ride from the beach. Cherished by generations, it's now ready for its next chapter. Set on a spacious lot where the Spurwink River and Angel Creek converge, this classic 2-bedroom, 1-bath cottage captures everything people love about summers in Maine. Begin your mornings watching the sunrise over the river as wildlife comes to life, spend the day at Higgins Beach, then return home to unwind with loved ones as another beach day comes to a close. Inside, built-ins add charm and function, while a fireplace creates a cozy gathering place on cooler coastal evenings. Comfortable living spaces invite you to relax after a day exploring the coast. Outside, the generous yard, patio, and storage shed provide plenty of space for entertaining, storing beach gear, playing lawn games, or simply enjoying the peaceful surroundings. One of the cottage's most unique features is its direct access to the tidal Spurwink River, making it easy to launch a kayak or paddleboard and explore one of Higgins Beach's most scenic waterways. Surrounded by nature yet just moments from the beach, it's a setting that offers both privacy and adventure. Whether you're looking for a peaceful coastal escape, a property with an established rental history, or simply a place where mornings begin on the river and afternoons end at the beach, Badger Cottage offers a lifestyle that's uniquely Higgins.

Highlights

Listed by Scott Townsend , 207-553-1387 Keller Williams Realty , 207-879-9800. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1944

County

Cumberland

Neighborhood

Higgins Beach

Listing ID

1671281

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Microwave, Gas Range, Refrigerator
Floor:Tile,Wood
Above Ground Sq Ft:1066
Below Ground Sq Ft:0
Basement:Not Applicable
Other:1st Floor Bedroom,Bathtub,One-Floor Living,Shower
Other:Public,Seasonal

Exterior Features

Lot:Near Golf Course,Near Public Beach,Near Town,Level,Open Lot,Rolling Slope
Zoning:R3
Roof:Shingle
Sewer:Private Sewer
Parking Features:On Site
Principal Interest
$6,449
Taxes
$1,114

Home Price

$1,250,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,449.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,449.46 $1,114.33 $0.00 $7,563.80
Yearly $77,393.56 $13,372.00 $0.00 $90,765.56
Total $2,321,806.86 $401,160.00 $0.00 $2,722,966.86

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Scarborough, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T07:29:11.000Z

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