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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3 Navy St , Searsport, ME 04974
$465,000
Est. Payment: $2,399.20/mo
4 Bed
3 Bath
1848 Sqft
Status: active | Days on site: 56
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Quietly sitting near Penobscot Bay in Searsport, with ocean views, an inground pool, and the kind of layout that works for the way people live, 3 Navy Street feels like a home worth reimagining, and ready for its next season. Inside, the home offers 4 bedrooms and 2.5 bathrooms with a flexible floor plan that balances openness with separation. The large kitchen and dining area create a natural gathering space, while the oversized living room is filled with light from expansive windows overlooking the yard and water beyond. A bright pool room with exposed beams and walls of windows creates an easy connection between indoor comfort and summer living. The layout offers flexibility for guests, working from home, or multigenerational living with two bedrooms downstairs and two upstairs beneath distinctive dormer windows and angled ceilings that bring character to the space. Hardwood floors, a 2-story foyer, a full-length covered front porch, and a 3-season room off the kitchen leading to the 2-car garage all add to the home's warmth and functionality. Outside, mature landscaping, established trees, and a fenced in-ground pool create a setting that feels private, relaxed, and full of potential. Public access to the shore is just a short walk away, with Penobscot Bay only about 2 minutes from the property. Nearby, you'll find Searsport Harbor, downtown Belfast, Moose Point State Park, and Sears Island, offering easy access to walking trails, shoreline views, boating, and some of Midcoast Maine's most loved outdoor spaces, while enjoying the added value of being outside Belfast taxes. The home could benefit from your updates, and opportunities like this are becoming harder to find in a location that continues to grow in demand along the Midcoast. For the right person, this is a chance to invest in lifestyle, location, and long-term potential all at once. Ready to see it? Let's Go!

Highlights

Listed by Mariya Doncheva , 207-404-3368 Realty of Maine , 207-942-6310. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.63

Year Built

1960

County

Waldo

Listing ID

1663204

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Refrigerator, Air Radon Mitigation System,Internet Access Available
Air Cond:Window Unit(s)
Fireplaces:
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1848
Below Ground Sq Ft:0
Basement:Interior Entry,Full,Sump Pump,Unfinished
Other:1st Floor Bedroom,Bathtub,One-Floor Living,Pantry,Storage,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Intown,Near Golf Course,Near Public Beach,Near Shopping,Level,Open Lot,Landscaped
Zoning:Residential
Roof:Shingle
Sewer:Public Sewer
Parking Features:Paved,1 - 4 Spaces,On Site,Detached,Storage
Principal Interest
$2,399
Taxes
$595

Home Price

$465,000

Loan Details

30 yrs
6.695%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,399.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,399.20 $595.25 $0.00 $2,994.45
Yearly $28,790.41 $7,143.00 $0.00 $35,933.41
Total $863,712.15 $214,290.00 $0.00 $1,078,002.15

Today's Rates

30 Year

6.7%

20 Year

6.21%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Searsport, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-08-02T07:29:11.000Z

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