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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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4 Silver Terrace , Waterville, ME 04901
$359,000
Est. Payment: $1,928.33/mo
4 Bed
2 Bath
2634 Sqft
0.18 Acres
Status: active | Days on site: 10
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1114 - 005658
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House Description

Located on a quiet dead-end street, this stately and well-maintained home offers timeless charm, generous living space, and wonderful features inside and out. Featuring four bedrooms, hardwood floors, a cozy propane fireplace insert in the living room, and a basement family room, there is plenty of room to spread out and enjoy. Additional bonus rooms provide flexibility for a home office, hobbies, or other needs. Recent updates include new roof shingles installed in 2024 and enhanced insulation to improve energy efficiency and year-round comfort. The fantastic wraparound front porch is perfect for relaxing, while the patio and separate fenced-in backyard provide inviting outdoor spaces. With plenty of room to gather both indoors and out, this home is ideal for entertaining family and friends. Enjoy the convenience of being close to downtown Waterville, local restaurants, shopping, and the historic Waterville Opera House. A wonderful opportunity to own a spacious, character-filled home in a peaceful setting close to it all!

Highlights

Listed by Lisa McKenzie , 207-649-4276 Coldwell Banker Plourde Real Estate , 207-872-7650. Maine Real Estate Information System, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1940

County

Kennebec

Listing ID

1684538

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Gas Range, Refrigerator, Washer
Floor:Carpet,Tile,Vinyl,Hardwood
Above Ground Sq Ft:2242
Below Ground Sq Ft:392
Basement:Bulkhead,Interior Entry,Finished,Full,Unfinished
Other:
  • ▪ Additional:Bathtub, Shower, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Intown,Near Country Club,Near Golf Course,Near Shopping,Near Turnpike/Interstate,Neighborhood,Sidewalks,Landscaped
Zoning:RB
Roof:Shingle
Others:
  • ▪ Additional:Animal Containment System
Sewer:Public Sewer
Parking Features:1 - 4 Spaces,Detached

Open House

Upcoming Open Houses
Saturday 10:00 am - 12:00 pm Oct 31
Principal Interest
$1,928
Taxes
$319

Home Price

$359,000

Loan Details

30 yrs
7.091%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,928.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,928.33 $319.25 $0.00 $2,247.58
Yearly $23,140.00 $3,831.00 $0.00 $26,971.00
Total $694,199.95 $114,930.00 $0.00 $809,129.95

Today's Rates

30 Year

7.09%

20 Year

7.19%

15 Year

6.59%

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Market insight data is pulled from the same city as the listing being viewed (Waterville, ME).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Listing data is derived in whole or in part from the Maine IDX & is for consumers personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.


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Data last updated: 2026-10-31T16:04:47.000Z

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