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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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20 W Cottage St , Boston, MA 02125
$1,248,943
Est. Payment: $6,815.99/mo
5 Bed
5 Bath
3132 Sqft
0.05 Acres
Status: price changed | Days on site: 2
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House Description

Historic brownstone in Dorchester featuring 4 bedrooms and 3.5 baths across three levels, PLUS a legal 1-bedroom, 1-bath garden-level apartment with a reliable long-term tenant paying $2,377/month (direct deposit). A tasteful blend of old-world charm and modern amenities, with all the comforts of a recently renovated home. Main unit: Beautifully refinished hardwood floors, marble tile, custom built-ins, five 18th-century marble fireplaces, and custom stained-glass transoms and high-end design add character throughout. The open-concept living, dining, and kitchen areas make entertaining a breeze. The chef's kitchen features stainless steel appliances, quartz countertops, a gas range, wine fridge/bar, abundant storage, and an adjacent newly added first-floor half bath. The second floor offers two spacious bedrooms and a beautifully renovated bathroom with a tub and rain shower. The third-floor primary suite boasts three built-in dressers, two walk-in closets, and a luxurious private bath. The fourth bedroom includes a new washer and dryer and an updated full bath. Enjoy a huge, partially covered deck overlooking a private, low-maintenance turf yard with landscaping and a new wood privacy fence. Garden Unit: Fully updated one bed, one bath apartment with ductless AC and private front and back entrances. Both Units: Extensive renovations in 2025 included updated systems, central air, a new boiler, updated electrical, tankless hot water heaters, and more! Just four blocks from the Upham's Corner T station (10 minutes to South Station) + available parking. Nothing left to do but move in! Note: Maps and Street View haven’t caught up with the beautiful improvements to the block. Come see the transformation in and around 20 W Cottage for yourself!

Highlights

Listed by Darin Thompson , 617-819-5850 Stuart St James, Inc. , 617-819-5850. MLS Property Information Networks, Inc.

Property Type

Multi-Family

Lot/Acreage
0.05

Year Built

1900

County

Suffolk

Area

Dorchester

Listing ID

73596683

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Water:Public

Exterior Features

Garage Capacity:2
Zoning:104
Others:
  • ▪ Additional:Garden
Sewer:Public Sewer
Parking Features:Off Street,Leased,Guest,Parking Spaces: 2

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Oct 31
Sunday 11:00 am - 1:00 pm Nov 1
Principal Interest
$6,816
Taxes
$925

Home Price

$1,248,943

Loan Details

30 yrs
7.25%

Down Payment

20%
$249,789
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,815.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,815.99 $925.33 $0.00 $7,741.33
Yearly $81,791.93 $11,104.00 $0.00 $92,895.93
Total $2,453,757.95 $333,120.00 $0.00 $2,786,877.95

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Boston, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

IDX service by Blueroof 360

Data last updated: 2026-10-31T16:48:35.000Z

© 2026 MLS Property Information Networks, Inc.