Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

20 Elm St , Dracut, MA 01826
$475,000
Est. Payment: $2,592.27/mo
2 Bed
2 Bath
1322 Sqft
0.17 Acres
Status: under agreement | Days on site: 33
Get Pre-Qualified
G95166 - CN218472
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Adam Dow, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

NEW PRICE! BIG-TICKET UPDATES ALREADY DONE! Welcome to this charming RANCH featuring a 2024 ENERGY-EFFICIENT HEAT PUMP providing HEATING & CENTRAL A/C, an approximately 3-YEAR-OLD ROOF, and a spacious 2-CAR GARAGE with ADDITIONAL STORAGE ABOVE! Built in 1992 and situated on a spacious, level lot in a desirable Dracut neighborhood, this 2-bedroom, 1.5-bath home offers an OPEN FLOOR PLAN and convenient SINGLE-LEVEL LIVING. The spacious kitchen features a LARGE CENTER ISLAND and NEWER STAINLESS REFRIGERATOR, and NEWER MICROWAVE flowing seamlessly into the living and dining areas where a beautiful Tiffany-style lamp adds character and charm. The generously sized primary bedroom offers a WALK-IN CLOSET, while the full bath features a convenient TUB CUTOUT for easier access. Enjoy the backyard patio and level yard with plenty of room for outdoor activities. Conveniently located near schools, shopping, restaurants, public transportation and commuter routes, with easy access to TAX-FREE NH SHOPPING. Bring your decorating ideas and make this home your own! With MAJOR UPDATES ALREADY COMPLETED, this is a wonderful opportunity to personalize a home while building equity!

Highlights

Listed by Amy Mora , 617-905-2694 Keller Williams Realty-Merrimack , 978-692-3280. MLS Property Information Networks, Inc.

Property Type

Residential

Lot/Acreage
0.17

Year Built

1992

County

Middlesex

Listing ID

73581629

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Vinyl,Carpet
Other:
  • ▪ Additional:Master on Main
Water:Public

Exterior Features

Lot:Lake/Pond,1 to 2 Mile To Beach
Garage Capacity:5
Zoning:R3
Roof:Shingle
Others:
  • ▪ Additional:Porch, Patio
Sewer:Public Sewer
Parking Features:Attached,Paved Drive,Off Street,Parking Spaces: 5
Principal Interest
$2,592
Taxes
$377

Home Price

$475,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,592.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,592.27 $377.25 $0.00 $2,969.52
Yearly $31,107.24 $4,527.00 $0.00 $35,634.24
Total $933,217.15 $135,810.00 $0.00 $1,069,027.15

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Dracut, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

IDX service by Blueroof 360

Data last updated: 2026-10-31T16:48:35.000Z

© 2026 MLS Property Information Networks, Inc.