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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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81 Liberty St , Lowell, MA 01851
$649,900
Est. Payment: $3,546.77/mo
6 Bed
3 Bath
1956 Sqft
0.14 Acres
Status: under agreement | Days on site: 22
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G62122 - TM338007
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House Description

INVESTMENT OPPORTUNITY IN LOWELL. This well-maintained two-family offers excellent flexibility with separate utilities, updated bathrooms and flooring, and ample off-street parking. Recent improvements include newer siding, fencing, and deck, along with gas heating. Unit 2 features a furnace replaced in 2022, while the hot water heaters were replaced in 2023 and 2021. Both units offer three bedrooms, creating strong rental appeal. Current tenants are paying below-market rents, providing an opportunity for a future owner to increase rental income. DON’T MISS THE OPPORTUNITY TO ADD THIS VERSATILE LOWELL TWO-FAMILY TO YOUR PORTFOLIO.

Highlights

Listed by Team Lillian Montalto , 978-475-1400 Lillian Montalto Signature Properties , 978-475-1400. MLS Property Information Networks, Inc.

Property Type

Multi-Family

Lot/Acreage
0.14

Year Built

1940

County

Middlesex

Listing ID

73584341

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Dishwasher, Refrigerator, Satellite Dish
Air Cond:Window Unit(s)
Fireplaces:
Floor:Tile,Laminate
Other:
  • ▪ Additional:Bathroom with Shower Stall, Bathroom With Tub, Living Room, Kitchen, Laundry Room, Mudroom
Water:Public

Exterior Features

Lot:Corner Lot,Level
Garage Capacity:6
Zoning:USF
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters
Sewer:Public Sewer
Parking Features:Paved Drive,Off Street,Parking Spaces: 6
Principal Interest
$3,547
Taxes
$555

Home Price

$649,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,546.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,546.77 $555.00 $0.00 $4,101.77
Yearly $42,561.25 $6,660.00 $0.00 $49,221.25
Total $1,276,837.53 $199,800.00 $0.00 $1,476,637.53

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Lowell, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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Data last updated: 2026-10-31T20:45:34.000Z

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