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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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115 Clover Rd. , Ludlow, MA 01056
$395,000
Est. Payment: $877.78/mo
3 Bed
2 Bath
1370 Sqft
Status: Active | Days on site: 8
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House Description

Welcome Home! This inviting 3-bedroom, 1.5-bath raised ranch offers the perfect blend of comfort, updates, and outdoor living. Built in 1962 and lovingly maintained, this home features a 2-car garage and sits on a generous approximately 15,000 sq. ft. lot with privacy bushes, partial fencing, and an in-ground sprinkler system. The kitchen offers plenty of functionality with appliances included and direct access to the newer Trex deck—an ideal spot for morning coffee, summer gatherings, or relaxing at the end of the day. The lower level adds even more living and storage flexibility with a half bath, bar area, storage shelving, newer washer and dryer, newer furnace, central air, and a water heater replaced in 2025. Numerous important updates provide peace of mind, including a septic system replaced in 2026 with a passed Title V inspection, updated windows, a roof less than 20 years old, and improved attic insulation. With great outdoor space, abundant storage, a 2-car garage, and thoughtful updates throughout, this charming raised ranch is ready to welcome its next owner. Located minutes from I-90 Mass Pike, grocery stores, restaurants, retail stores and all the amenities this town has to offer!

Highlights

Listed by Lisa Beaver , 413-331-9849 LAER Realty Partners , 413-525-2677.

Property Type

Residential

Lot/Acreage
0.35

Year Built

1962

County

Hampden

Listing ID

73573742

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Gas Water Heater, Electric Water Heater, Water Heater, Range, Microwave, Refrigerator, Freezer, Washer, Dryer
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Other:
  • Additional:High Speed Internet
Water:Public

Exterior Features

Lot:Corner Lot
Garage Capacity:8
Zoning:02
Roof:Shingle
Others:
  • Additional:Deck - Composite, Sprinkler System
Sewer:Private Sewer
Parking Features:Attached,Paved Drive,Paved,Parking Spaces: 8
Principal Interest
$878
Taxes
$379

Home Price

$395,000

Loan Details

30 yrs
%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$877.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $877.78 $378.75 $0.00 $1,256.53
Yearly $10,533.33 $4,545.00 $0.00 $15,078.33
Total $316,000.00 $136,350.00 $0.00 $452,350.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Ludlow, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.