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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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26-28 Gilman Terrace , Somerville, MA 02145
$1,300,000
Est. Payment: $7,094.63/mo
6 Bed
3 Bath
2696 Sqft
Status: under agreement | Days on site: 22
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House Description

Offers, if any, will be reviewed by the sellers on Tuesday, October 6 at 12 o’clock. Fantastic two-family home tucked at the end of a cul-de-sac in Winter Hill, steps to the Gilman Square Green Line T Station and close to Somerville High School, the Public Library, Community Bike Path, and Union Square. Owner-occupied for 30 years by an artist and carpenter, the property blends original character with thoughtful updates. The upper unit at 28 Gilman Terrace spans the second and third floors and features a renovated kitchen with stainless steel appliances, marble countertops, solid-wood cabinetry, peninsula seating for four, and adjacent laundry. The main level also offers a formal dining room, a spacious living room with a wood-burning fireplace featuring a hand-carved original mantel and a soapstone hearth, a renovated full bathroom, and one bedroom. The third floor includes three additional bedrooms and a full bathroom with a clawfoot tub.The first-floor rental at 26 Gilman Terrace offers a living room, dining room, one bedroom, a full tiled bathroom, and a renovated eat-in kitchen with stainless steel appliances, oak cabinetry, granite countertops, recessed lighting, and parquet flooring.Both units have central air conditioning and access to a full unfinished basement with laundry, built-in shelving, and ample storage. Exterior features include Hardie Plank siding, Azek trim, an architectural-shingle roof, and new front porches. A detached one-car garage currently used for storage/workshop space qualifies for ADU conversion, with driveway parking in front. A charming side yard features a slate patio and a garden area. A rare opportunity to own a character-filled two-family property in a highly accessible Winter Hill location. Solar system for Unit 2 only.

Highlights

Listed by The Shorey Realty Group , 781-962-4028 Real Broker MA, LLC , 855-450-0442. MLS Property Information Networks, Inc.

Property Type

Multi-Family

Year Built

1900

County

Middlesex

Listing ID

73585010

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range Hood
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Wood,Tile
Other:
  • ▪ Additional:Storage, Crown Molding, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Ceiling Fan(s), Living Room, Dining Room, Kitchen, Laundry Room
Water:Public

Exterior Features

Lot:Level
Garage Capacity:3
Zoning:NR
Roof:Shingle
Others:
  • ▪ Additional:Balcony/Deck, Rain Gutters, Garden
Sewer:Public Sewer
Parking Features:Off Street,Tandem,Paved,Parking Spaces: 3
Principal Interest
$7,095
Taxes
$429

Home Price

$1,300,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,094.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,094.63 $428.58 $0.00 $7,523.22
Yearly $85,135.60 $5,143.00 $0.00 $90,278.60
Total $2,554,067.99 $154,290.00 $0.00 $2,708,357.99

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Somerville, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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Data last updated: 2026-10-31T20:45:34.000Z

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