Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

38 Lake St , Spencer, MA 01562
$498,000
Est. Payment: $1,106.67/mo
4 Bed
3 Bath
2224 Sqft
Status: Active | Days on site: 21
Get Pre-Qualified
AN8079 - CN254270
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Private 4-BR Colonial by Luther Hill Park Spacious 8-room Colonial on a private, elevated hill lot at the end of a dead-end street. Backyard directly borders and accesses Luther Hill Park for beach swimming, lifeguards, fishing, kayaking, canoeing, bicycling, and live entertainment. Main floor features a large eat-in kitchen with a center island, dedicated laundry room, formal dining room, living room, and a massive bonus family room with soaring cathedral ceilings. Upstairs offers 4 spacious bedrooms and 2 full baths, including a primary master suite with cathedral ceilings. Includes an attached 2-car garage. Conveniently located near a local bus line with a straightforward drive to Worcester, Boston, Hartford, Springfield, and Providence. Excellent opportunity to build fast equity.

Highlights

Listed by Jonathan Minerick , 888-400-2513 homecoin.com , 888-400-2513.

Property Type

Residential

Lot/Acreage
0.64

Year Built

2005

County

Worcester

Listing ID

73568372

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Dishwasher, Range Hood, Cooktop, Oven, Plumbed For Ice Maker, Satellite Dish
Air Cond:Window Unit(s)
Fireplaces:
Floor:Wood,Tile,Hardwood
Other:
  • Additional:Finish - Sheetrock, Internet Available - Broadband, Internet Available - DSL
Water:Public

Exterior Features

Lot:Wooded,Sloped,Lake/Pond,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)
Garage Capacity:9
Zoning:LR
Roof:Shingle
Others:
  • Additional:Deck - Wood, Deck - Composite, Decorative Lighting, Satellite Dish, Lighting
Sewer:Inspection Required for Sale,Private Sewer
Parking Features:Attached,Paved Drive,Off Street,Paved,Parking Spaces: 9
Principal Interest
$1,107
Taxes
$455

Home Price

$498,000

Loan Details

30 yrs
%

Down Payment

20%
$99,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,106.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,106.67 $455.33 $0.00 $1,562.00
Yearly $13,280.00 $5,464.00 $0.00 $18,744.00
Total $398,400.00 $163,920.00 $0.00 $562,320.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Spencer, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.