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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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190 Oak St , Springfield, MA 01151
$450,000
Est. Payment: $2,455.83/mo
6 Bed
3 Bath
2836 Sqft
0.15 Acres
Status: active | Days on site: 16
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House Description

Your first home could also be your first investment! Welcome to 190 Oak Street, a three-unit property in Indian Orchard that lets you combine homeownership with long-term income potential. Perfect front yard for holiday decorating. Unit 2 is vacant, while leases for Units 1 and 3 are expiring soon, giving a new owner the opportunity to select tenants and set market rents as units become available. Units 1 and 2 feature spacious formal living rooms for setting up a TV to watch seasonal sporting games or simply entertaining. The home features wood and tile flooring throughout, dining rooms for family dinners, large eat-in kitchens with rear porch access, two bedrooms with closets, and full bathrooms with windows and tub/shower combinations. Unit 3 offers a combined living and dining area, an eat-in kitchen, and a bathroom with a shower stall. Updates include newer hot water tanks, a newer furnace, updated electrical, and professional basement air sealing and insulation after a Mass Save Home Energy Assessment. This dry basement includes separate washer/dryer connections and storage areas. Two units are lead-treated for Section 8 requirements. Spacious yard for entertainment or enjoying fall gatherings. Great investment for multigenerational or in-law living. Conveniently located near shops, parks, public transportation, Route 20, and the Mass Pike. Live in one unit and put your investment plans into motion!

Highlights

Listed by Tanya Harvey Group , 413-364-0025 Keller Williams Realty , 413-565-5478. MLS Property Information Networks, Inc.

Property Type

Multi-Family

Lot/Acreage
0.15

Year Built

1916

County

Hampden

Area

Indian Orchard

Listing ID

73591533

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Refrigerator
Floor:Tile,Wood
Other:
  • ▪ Additional:Pantry, Bathroom With Tub & Shower, Bathroom with Shower Stall, Living Room, Dining Room, Kitchen, Living RM/Dining RM Combo
Water:Public

Exterior Features

Garage Capacity:5
Zoning:R2
Roof:Shingle
Sewer:Public Sewer
Parking Features:Off Street,Parking Spaces: 5
Principal Interest
$2,456
Taxes
$463

Home Price

$450,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,455.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,455.83 $463.33 $0.00 $2,919.17
Yearly $29,470.02 $5,560.00 $0.00 $35,030.02
Total $884,100.46 $166,800.00 $0.00 $1,050,900.46

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Springfield, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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Data last updated: 2026-11-01T00:47:34.000Z

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