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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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559 Main St , Watertown, MA 02472
$899,000
Est. Payment: $4,906.21/mo
3 Bed
3 Bath
1344 Sqft
0.12 Acres
Status: new | Days on site: 2
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House Description

WHAT IF YOUR NEXT HOME CAME WITH LOWER MORTGAGE PAYMENTS FOR YOUR FIRST TWO YEARS? Welcome to 559 Main Street, Watertown, MA—a move-in-ready single-family home combining flexible living space, outdoor enjoyment, a convenient location, and a SELLER OFFERED 2/1 mortgage rate BUYDOWN!Offering 3 bedrooms, 2.5 bathrooms, and just over 1,900 square feet of total living space, this home puts you within close proximity of local restaurants, shops, and public transportation connecting you to Boston, Cambridge, and Waltham. Inside, a spacious living room, full bathroom, and open kitchen and dining area create a welcoming main level, flowing into a versatile three-season sunroom. Upstairs, three bedrooms and another full bathroom provide comfortable everyday living. Need more room? The finished walk-out basement with half bath offers flexible space for a home office, playroom, guest area, or additional living space. Love the outdoors? Open the sunroom on three sides to connect with the deck and backyard—ideal for entertaining, relaxing, or enjoying time with family and friends. The fully fenced yard features white vinyl fencing and professionally installed sod, both added in 2020, plus beautifully maintained gardens. Enjoy privacy, room to play, and space for kids and dogs to enjoy the outdoors. With a SELLER-OFFERED 2/1 mortgage rate BUYDOWN, your effective mortgage rate is reduced by 2 percentage points in year 1, reduced by 1 percentage point in year 2, and in year 3 onward: payments return to the amount based on your original note rate. This incentive can mean lower initial monthly principal-and-interest payments, giving you more breathing room for moving costs, furniture, and rebuilding your savings. Move-in-ready comfort. Flexible living space. A fenced backyard. Convenient Watertown living. And a mortgage incentive designed to help ease the transition into homeownership.Don't just look at the asking price—consider the opportunity! Actual savings depend on loan amount, note rate, loan program, lender approval, and buydown terms. Seller is offering a 2/1 seller paid temporary buydown through our Preferred lender, Kathleen Caddell, of Fairway Home Mortgage NMLS ID #39620

Highlights

Listed by Frank Mcmanus , 857-228-0949 Coldwell Banker Realty - Waltham , 781-893-0808. MLS Property Information Networks, Inc.

Property Type

Residential

Lot/Acreage
0.12

Year Built

1945

County

Middlesex

Area

Bemis

Listing ID

73596416

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Ductless
Fireplaces:
Water:Public

Exterior Features

Garage Capacity:4
Zoning:S-6
Sewer:Public Sewer
Parking Features:Attached,Paved Drive,Off Street,Parking Spaces: 4

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Oct 31
Sunday 2:30 pm - 4:30 pm Nov 1
Principal Interest
$4,906
Taxes
$795

Home Price

$899,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,906.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,906.21 $795.25 $0.00 $5,701.46
Yearly $58,874.54 $9,543.00 $0.00 $68,417.54
Total $1,766,236.25 $286,290.00 $0.00 $2,052,526.25

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Watertown, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

IDX service by Blueroof 360

Data last updated: 2026-10-31T18:51:20.000Z

© 2026 MLS Property Information Networks, Inc.