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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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130 Shirley St Unit 220 , Winthrop, MA 02152
$549,900
Est. Payment: $3,001.03/mo
2 Bed
1 Bath
782 Sqft
Status: active | Days on site: 43
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AN2383 - TM363772
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House Description

Discover the perfect blend of modern design and seaside charm at 140 Shirley Street, Winthrop’s newest boutique condominium residence—just steps from the shoreline of Winthrop Beach. This two-bedroom, one-bath home in a 10-unit building captures the essence of coastal living with its fresh, nautical-inspired style and high-end finishes. Inside, you’ll find engineered hardwood flooring, recessed lighting, and a bright, open-concept layout ideal for everyday living or entertaining. The contemporary kitchen features double-stacked soft-close shaker cabinets, quartz countertops, and stainless-steel appliances, creating a clean and timeless look. Enjoy the comfort of central heating and cooling, elevator access from the elegant lobby, and garage parking (with the option to purchase a second space). Live moments from the sand, surf, and vibrant coastal community that make Winthrop one of Boston’s best-kept secrets.

Highlights

Listed by The Kovacs Team , 774-217-2268 Compass , 617-206-3333. MLS Property Information Networks, Inc.

Property Type

Condo/Townhome

HOA Fee

250

Year Built

2025

County

Suffolk

Area

Winthrop Beach

Listing ID

73579484

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Air Cond:Central Air
Fireplaces:
Floor:Engineered Hardwood
Water:Public

Exterior Features

Lot:Ocean,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)
Garage Capacity:1
Zoning:RES
Roof:Rubber
Sewer:Public Sewer
Parking Features:Under,Parking Spaces: 1
Principal Interest
$3,001
Taxes
$351
HOA
$250

Home Price

$549,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,001.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,001.03 $350.56 $250.00 $3,601.59
Yearly $36,012.36 $4,206.74 $3,000.00 $43,219.09
Total $1,080,370.76 $126,202.05 $90,000.00 $1,296,572.81

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Winthrop, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

IDX service by Blueroof 360

Data last updated: 2026-10-31T20:45:34.000Z

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