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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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44 Bowdoin St , Winthrop, MA 02152
$989,000
Est. Payment: $5,397.38/mo
3 Bed
4 Bath
2180 Sqft
0.07 Acres
Status: active | Days on site: 11
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House Description

FULLY GUT-RENOVATED IN 2026 | SINGLE-FAMILY WITH ADU | INCREDIBLE INCOME POTENTIAL! A rare opportunity to own a beautifully renovated home with a separate accessory dwelling unit (ADU) in one of Winthrop's most desirable neighborhoods! Completely gut-renovated in 2026, this unique property offers the feel and convenience of new construction with exceptional flexibility for homeowners and investors alike.The main residence features 2 bedrooms, 2 full bathrooms, a basement, and in-unit laundry. The ADU offers 1 bedroom plus a bonus room, 1.5 bathrooms, in-unit laundry, and two private decks. Two off-street parking spaces behind the property provide added convenience. Location is another standout feature! Situated just around the corner from Winthrop High School, Winthrop Middle School, and the golf course, this property offers incredible convenience in an established neighborhood. Imagine living in one unit while renting the other to help offset today's higher mortgage payments. With the schools just steps away, the ADU could be especially appealing to a local teacher or school employee seeking a convenient commute!Whether you're looking for multigenerational living, additional rental income, or the opportunity to rent both units as an investment, the possibilities are exciting. Two distinct living spaces, a complete 2026 renovation, off-street parking, and a prime Winthrop location make this a truly unique opportunity.

Highlights

Listed by Jenny Golic , 617-913-3164 Bowdoin Real Estate Partners , 617-207-2765. MLS Property Information Networks, Inc.

Property Type

Residential

Lot/Acreage
0.07

Year Built

1860

County

Suffolk

Listing ID

73592852

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Air Cond:Ductless
Fireplaces:
Floor:Wood,Tile,Flooring - Stone/Ceramic Tile,Flooring - Hardwood
Other:
  • ▪ Additional:Bathroom - Full, Bathroom - Tiled With Shower Stall, Recessed Lighting, Countertops - Stone/Granite/Solid, Kitchen Island, Cable Hookup, Bathroom, Bonus Room, Entry Hall, Kitchen, Living/Dining Rm Combo
Water:Public

Exterior Features

Lot:Ocean,3/10 to 1/2 Mile To Beach,Beach Ownership(Public)
Garage Capacity:2
Zoning:Single Fam
Roof:Shingle
Others:
  • ▪ Additional:Balcony / Deck, Deck, Deck - Composite
Sewer:Public Sewer
Parking Features:Paved Drive,Shared Driveway,Off Street,Parking Spaces: 2

Open House

Upcoming Open Houses
Sunday 11:30 am - 1:30 pm Nov 1
Principal Interest
$5,397
Taxes
$574

Home Price

$989,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$197,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,397.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,397.38 $573.83 $0.00 $5,971.21
Yearly $64,768.54 $6,886.00 $0.00 $71,654.54
Total $1,943,056.34 $206,580.00 $0.00 $2,149,636.34

Today's Rates

30 Year

7.25%

20 Year

7.03%

15 Year

6.68%

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Market insight data is pulled from the same city as the listing being viewed (Winthrop, MA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

IDX service by Blueroof 360

Data last updated: 2026-10-31T20:45:34.000Z

© 2026 MLS Property Information Networks, Inc.