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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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405 Bay Rd , Andover, NH 03216
$475,000
Est. Payment: $2,453.82/mo
2 Bed
2 Bath
1323 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Transcend the bustle in this country Cape overlooking The Bay on the Blackwater River in scenic Andover, New Hampshire. Whether you're searching for a peaceful year-round residence or the perfect escape, this inviting home offers the best of New Hampshire's four-season lifestyle. Set on one-half acre, the property offers a manageable country setting with the practical advantage of easy year-round access and no long driveway to plow after a NH snowfall. Spend less time on maintenance and more time enjoying everything this beautiful location has to offer. Wake each morning in the spacious 2nd floor primary bedroom, where bench-dormered design frames south-facing views of the bay and its natural glory. The open 1st floor welcomes you with comfortable living space for everyday enjoyment. With newly refinished wood floors, a 1st floor bedroom and 3/4 bath offer the convenience of single-level living, while a bonus room provides flexibility as a home office, guest room, or hobby space. Step out onto the expansive rear deck for your morning coffee, to entertain family and friends, or sit and unwind. The walkout basement provides abundant space for toys and equipment. The dream of NH waterfront living without the tourists: paddle or row from your own shore, take a splash or cast a line. Located five min from the village of Andover, home of Proctor Academy, 30 minutes from the State Capitol in Concord, and 50 min from Manchester-Boston Regional Airport. Whether your vision is a cozy primary residence, or a place where weekends become lifelong memories, 405 Bay Road invites you to slow down, reconnect with nature, and experience waterfront living on one of Central New Hampshire's hidden gems. For those seeking multi-gen living or the "families" retreat, this home’s neighboring 411 Bay Road is also available now at MLS# 530546 from the same owner. Please conduct your own due diligence on dimensions, insurance, lot lines, etc.

Highlights

Listed by Ken Tassey , 978-886-0421 Keller Williams Realty-Metropolitan , 603-232-8282. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1950

County

Merrimack

School District

Merrimack Valley SAU #46

Listing ID

5097126

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Air Cond:Wall AC Units
Fireplaces:
Above Ground Sq Ft:1323
Basement:Yes,Concrete,Concrete Floor,Gravel,Unfinished,Walkout

Exterior Features

Lot:Existing
Zoning:(FA) FOREST & AGRICULTURE
Roof:Asphalt Shingle
Sewer:Septic
Principal Interest
$2,454
Taxes
$466

Home Price

$475,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,453.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,453.82 $466.33 $0.00 $2,920.15
Yearly $29,445.85 $5,596.00 $0.00 $35,041.85
Total $883,375.57 $167,880.00 $0.00 $1,051,255.57

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Andover, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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