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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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74 Saddle Trail Dr , Dover, NH 03820
$4,285,000
Est. Payment: $22,136.05/mo
5 Bed
5 Bath
5247 Sqft
Status: pending | Days on site: 104
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

ELITE NEIGHBORHOOD PAIRED WITH UNMATCHED WATERFRONT ACCESS AND THE HIGHEST QUALITY CRAFTSMANSHIP! Privately set on 3.6 lush acres at the confluence of Fresh Creek and the Cocheco River, this exceptional waterfront estate offers refined living in one of the Seacoast's most coveted neighborhoods. The shingle-style Fiorentino-designed home spans 5,247 sq ft featuring 5 bedrooms, 5 baths, a three-season sunroom, formal and casual dining spaces, a private executive office suite, and a rec room with wet bar and covered balcony. Designed for both comfort and elevated entertaining, the outdoor setting is equally impressive. Enjoy tranquil sunrises over Fresh Creek, unwind by the heated saltwater pool with integrated spa and Pebble Tec finish, or gather around the west-facing gas firepit for sunset views. Looking for something a little more rustic?... there is a perfect campsite by the water's edge with wood firepit, and access to water and electric! A private dock provides direct access to New Hampshire’s inland coast and the Atlantic Ocean beyond. Inside, the home showcases exceptional craftsmanship and high-end finishes, including custom cabinetry and built-ins by Jewett Farms, Sub-Zero and Wolf appliances, red birch flooring, twin wood-burning fireplaces, and premium fixtures by Hubbardton Forge and Kohler. Additional features include a heated three-car garage with dog wash, geothermal HVAC, spray foam insulation, and a standby generator for year-round efficiency and peace of mind. Need more space or room for longer-term guests? The lot was pre-planned for a carriage house or barn with living quarters. Ideally located on prestigious Saddle Trail Drive, just minutes to Cochecho Country Club, Berwick Academy, downtown Portsmouth, and the Seacoast’s renowned beaches and dining. It would take years to design and build a home of this caliber. Pair that with pristine grounds, exceptional water views and access to NH's inland coast, and you will not find a better investment!

Highlights

Listed by Jamieson Duston , 603-365-5848 Duston Leddy Real Estate , 603-610-8285. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
3.6

HOA Fee

975 Quarterly

Year Built

2009

County

Strafford

School District

Dover

Listing ID

5082996

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Down Draft Cooktop, Gas Cooktop, Dishwasher, Dryer, Microwave, Mini Fridge, Wall Oven, Refrigerator, Washer, Tank Water Heater, Induction Cooktop, Wine Cooler, Exhaust Fan
Air Cond:Central AC
Fireplaces:
Floor:Hardwood,Slate/Stone,Tile
Above Ground Sq Ft:5247
Basement:Yes,Concrete,Concrete Floor,Insulated,Interior Stairs,Storage Space,Interior Access,Exterior Access
Other:Bar,Blinds,Dining Area,Wood Fireplace,2 Fireplaces,Hearth,Kitchen Island,Kitchen/Dining,Kitchen/Family,Primary BR w/ BA,Natural Light,Security,Soaking Tub,Surround Sound Wiring,Walk-in Closet,Wet Bar,Programmable Thermostat,2nd Floor Laundry,Basement Laundry

Exterior Features

Lot:Existing,Waterfront,Cocheco River, Waterbody Type: River, Waterbody Access: Exclusively Owned
Zoning:R-40
Roof:Architectural Shingle
Others:Boat Slip/Dock,Balcony,Dog Fence,Garden Space,Hot Tub,Patio,In-Ground Pool,Porch,Enclosed Porch,Screened Porch,Private Dock,Storage,Low E Window(s),Built in Gas Grill,Directly Adjoining,Dock Access
Sewer:1500+ Gallon,Private
Parking Features:Heated Garage,Attached
Principal Interest
$22,136
Taxes
$4,552
HOA
$975

Home Price

$4,285,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$857,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,136.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $22,136.05 $4,552.48 $975.00 $27,663.52
Yearly $265,632.58 $54,629.71 $11,700.00 $331,962.29
Total $7,968,977.48 $1,638,891.30 $351,000.00 $9,958,868.78

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Dover, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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