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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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124 Riverwood Cir , Effingham, NH 03882
$515,000
Est. Payment: $2,660.46/mo
3 Bed
3 Bath
2342 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Nestled on a beautifully landscaped 2.21-acre lot, this charming home offers the perfect blend of privacy, comfort, and convenience. Located just a half mile from Route 16, you'll enjoy a peaceful setting surrounded by mature landscaping, gardens, a manicured lawn, and thoughtfully designed outdoor spaces, all while remaining close to everyday amenities and recreational opportunities. The property is a true outdoor retreat, featuring irrigation, landscape lighting, a cozy firepit area, and a charming bunkhouse that is ideal for camping adventures, a creative studio, or a quiet getaway space. Positioned near the center of the lot, the home enjoys a wonderful sense of seclusion and privacy. Inside, the well-maintained floor plan is designed for comfortable living and effortless entertaining. The kitchen, dining area, and living room flow seamlessly together, creating a warm and inviting gathering space. A convenient half bath with laundry is located just off the kitchen, while direct access from the garage makes daily living easy and practical. Step outside to the rear deck, conveniently located off the kitchen and dining area, creating the perfect setting for outdoor dining, entertaining, and relaxing. The second floor offers three bedrooms and two full baths, including a lovely primary suite featuring a charming three-window nook overlooking the front yard, filling the space with natural light and character. A walk-up attic provides abundant storage and offers excellent potential for future finishing as a bonus room, office, or hobby space. The partially finished basement adds valuable flexible living space, perfect for guests, a playroom, fitness area, or media room, while still preserving ample utility and storage space. Additional features include radiant heat, central air conditioning, and central vacuum. The location is exceptional, just minutes from shopping, approximately 25 minutes to Conway and Wolfeboro. Deeded access to Pine River. Open House 08/01 11 -1.

Highlights

Listed by Wendy L Howell , 603-515-6388 Down to Earth Real Estate , 484-432-0067. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
2.21

Year Built

1998

County

Carroll

School District

Governor Wentworth Regional

Listing ID

5100789

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Dishwasher, Dryer, Microwave, Double Oven, Wall Oven, Refrigerator, Washer, Water Heater off Boiler
Air Cond:Central AC
Fireplaces:
Floor:Carpet,Wood
Above Ground Sq Ft:1666
Basement:Yes,Concrete,Finished,Full,Insulated,Storage Space,Interior Access
Other:Level 1: 1/2 Bathroom,Level 1: Kitchen/Dining,Level 1: Living Room,Wood Stove Hook-up

Exterior Features

Lot:Existing,Pine River, Waterbody Type: River
Zoning:Residential
Roof:Asphalt Shingle
Others:Deck,Garden Space,Natural Shade,Outbuilding,Covered Porch,Window Screens,Shared-Private
Sewer:1250 Gallon,On-Site Septic Exists,Septic
Principal Interest
$2,660
Taxes
$588

Home Price

$515,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,660.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,660.46 $587.58 $0.00 $3,248.04
Yearly $31,925.50 $7,051.00 $0.00 $38,976.50
Total $957,765.09 $211,530.00 $0.00 $1,169,295.09

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Effingham, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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