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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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35 Oak Ave , Effingham, NH 03882
$799,900
Est. Payment: $4,132.23/mo
3 Bed
1 Bath
896 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This property offers a rare combination of privacy and flexibility, featuring two additional lots of record included in the purchase. The existing cottage sits just feet from the water’s edge, boasting over 90 feet of pristine frontage on Province Lake, a cozy fieldstone fireplace, and a thoughtfully upgraded kitchen. From the shoreline, the home enjoys sunny exposure and beautiful mountain views, with a partially finished second floor providing an excellent opportunity to further enlarge the living space. In addition, the property offers an adjacent .35-acre waterfront lot with 143 feet of additional lake frontage and an abutting .671-acre back lot suitable for further expansion. Whether you choose to build on, sell, or simply keep these remaining lots to preserve the extra privacy that is so difficult to find on the lake today, this property provides a versatile footprint for your future enjoyment of the best NH’s lakes and mountains region offers.

Highlights

Listed by Paul Wheeler , 603-801-4149 Senne Residential LLC , 603-356-9444. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.24

Year Built

1929

County

Carroll

School District

Governor Wentworth Regional

Listing ID

5091869

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
Appliances:Microwave, Electric Range, Refrigerator
Floor:Vinyl,Wood
Above Ground Sq Ft:896
Basement:Yes,Crawl Space
Other:Level 1: Bedroom,Level 1: 3/4 Bathroom,Level 1: Dining Room,Level 1: Kitchen,Level 1: Living Room,Level 1: Primary Bedroom,Dining Area,Fireplace Screens/Equip,Wood Fireplace,1 Fireplace

Exterior Features

Lot:Existing,Waterfront,Province Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 92 ft
Zoning:Residential Lake District
Roof:Asphalt Shingle
Others:Boat Slip/Dock,Docks,Natural Shade,Private Dock,Shed
Sewer:1000 Gallon,Drywell
Principal Interest
$4,132
Taxes
$719

Home Price

$799,900

Loan Details

30 yrs
6.707%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,132.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,132.23 $719.17 $0.00 $4,851.40
Yearly $49,586.82 $8,630.00 $0.00 $58,216.82
Total $1,487,604.45 $258,900.00 $0.00 $1,746,504.45

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Effingham, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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