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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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359 Central St Unit 3 , Franklin, NH 03235
$340,000
Est. Payment: $1,756.42/mo
3 Bed
4 Bath
2691 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Step in from Central Street in the heart of Franklin and head up the wide staircase into a space that immediately feels different. This residence at The Lofts at Shepard Block carries its 1900 era character with maple floors and natural woodwork, while offering a layout that gives you room to think beyond the typical condo. With over 2600 sq ft, it stands out as the only unit in the building with potential to subdivide into two units, creating opportunity for multi generational living, rental income, or a true live work setup. The main kitchen is bright with an eat in area, while the rear introduces a second kitchenette with its own dining space, giving a natural dual suite feel that works for extended stays or separate living zones. As you move through, the back portion opens into large bedrooms, a sitting room, and an additional flex space that could serve as a second living area, office, studio, or future primary suite expansion. This is also where the vision can continue, with the opportunity to create rooftop access and design a private outdoor space, whether a patio or rooftop garden, a rare feature for an in town condo. The overall footprint supports adding a true primary suite with bath and walk in closet while still maintaining generous living areas. Step outside and you are within walking distance to Mill City Park, where the energy of Franklin’s revitalization is taking shape, now complemented by new apartments, restaurants, and a local brewery. Enjoy riverfront trails, seasonal ice skating at Odell Park, and nearby access to Webster Lake with public beaches and boating. With easy access to I 93 and the surrounding Lakes Region, this location balances lifestyle, flexibility, and long term upside in a setting that continues to grow.

Highlights

Listed by Katelyn Nash , 603-455-6071 Century 21 Gold Key Realty , 603-729-3030. PrimeMLS mls logo

Property Type

Condo/Townhome

HOA Fee

395 Monthly

Year Built

1900

County

Merrimack

School District

Franklin/Hill Sch Dsct SAU #18

Listing ID

5084409

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range, Refrigerator
Air Cond:Central AC
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:2691
Basement:No
Other:Dining Area,Kitchen/Dining,Natural Light,Natural Woodwork

Exterior Features

Lot:Existing
Zoning:B1
Roof:Membrane
Others:Other - See Remarks
Sewer:Public
Parking Features:Deeded,Leased,Off Street,Parking Spaces 2
Principal Interest
$1,756
Taxes
$529
HOA
$395

Home Price

$340,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,756.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,756.42 $529.08 $395.00 $2,680.50
Yearly $21,077.03 $6,349.00 $4,740.00 $32,166.03
Total $632,310.93 $190,470.00 $142,200.00 $964,980.93

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Franklin, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 7:59am

Data last updated: 2026-08-02T11:59:36.900Z

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