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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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12 Lockes Island , Gilford, NH 03249
$775,000
Est. Payment: $4,207.65/mo
2 Bed
1 Bath
992 Sqft
0.29 Acres
Status: active under contract | Days on site: 24
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House Description

Escape to the timeless charm of island living on Lake Winnipesaukee. Set on Lockes Island in Gilford, this classic cottage pairs spectacular long-range views with crystal-clear water and inviting spaces for summer days at the lake. Arrive by boat at the large dock with breakwater, then settle onto the expansive porch that stretches across the front of the home. A brand-new outdoor kitchen with a pizza oven makes it easy to gather for meals by the water. Inside, oversized living room windows frame panoramic lake views. The kitchen has been partially updated with new appliances and cabinetry and is awaiting your finishing touches. A first-floor bedroom offers convenient access, while the large open area upstairs, provides room for family and guests. Just a short boat ride from the Gilford town docks, with resident parking and occasional day docking, the cottage also puts Weirs Beach and Meredith within easy reach for dining, shopping, and entertainment. Come make this island retreat your summer tradition. (the property has a four bedroom septic system, and architectural renderings have been completed for a new build providing potential for future expansion).

Highlights

Listed by Jen McCullough , and Betty Ann Bickford , 603-569-3972 Maxfield Real Estate/Wolfeboro , 603-569-3128. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.29

Year Built

1899

County

Belknap

School District

Gilford Sch District SAU #73

Listing ID

5111809

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ 3/4 Bathrooms:1
Appliances:Dishwasher, Microwave, Gas Range, Refrigerator
Floor:Wood,Vinyl Plank
Above Ground Sq Ft:992
Basement:No
Other:
  • ▪ Level 1:Bedroom, Breakfast Nook, Kitchen, Living Room, Porch

Exterior Features

Lot:Existing,Waterfront,Lake Winnipesaukee, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 100 ft
Zoning:IR
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Boat Slip/Dock, Patio, Porch, Covered Porch, Private Dock, Built in Gas Grill, Deep Water Access, Directly Adjoining, Dock Access
Sewer:1250 Gallon,On-Site Septic Exists,Private
Principal Interest
$4,208
Taxes
$563

Home Price

$775,000

Loan Details

30 yrs
7.198%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,207.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,207.65 $562.92 $0.00 $4,770.56
Yearly $50,491.77 $6,755.00 $0.00 $57,246.77
Total $1,514,753.10 $202,650.00 $0.00 $1,717,403.10

Today's Rates

30 Year

7.2%

20 Year

6.62%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Gilford, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 31, 2026 6:54pm

Data last updated: 2026-10-31T22:54:31.300Z

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